Powering Homeownership
Get the home loan that best meets your needs and the professional guidance that powers you to reach your homeownership goals.
Over 350+ Reviews
Why our customers love to work with us
“I cannot say enough good things about this company. We have left this team feeling like family.”
KASSANDRA T.
- First-time Homebuyer
- Larkspur, CA
“If you are a first-time buyer, I can say you will have comfort knowing you will have an amazing team walking alongside you throughout the process.”
CRISTIAN C.
- First-time Homebuyer
- Modesto, CA
“Everything was just so effortless with 100% transparency. You will never get better rates from anyone else”
ARUN K.
- Homeowner
- Livermore, CA
“We had a ton of questions and needed a lot of guidance. Lucky and the team answered all of our questions and held our hand the whole way!”
GURJOT S.
- First-Time Homebuyer
- Fremont, CA
We funded over $125+ million home loans in 2021
See what sets us apart
We are committed to simplifying your home buying or refinancing experience.
Offer Pre-Approval On-Demand
Rate Shop For Best Rates Across Multiple Mortgage Lenders
No Upfront Fees for Credit Check, Application, or Appraisal Fees
Personalized Service With Your Best Interests In Mind
On-Going Updates on Mortgage Loan Status
Close Home Purchase Loans in As Little As 2 Weeks
Banks & Credit Unions
Sometimes
Higher Rates from
Single Lender Option
Hidden Fees
Generic Service
to Meet Quotas
Sometimes
Could take
up to 2 Months
Your Journey Towards
Homeownership
1
Check Your Affordability
It's time to take the first step in buying your new home. You have worked hard, and now it is finally paying off! Let’s see how much you can afford.
Check Affordability 2
GET YOUR FREE CUSTOM RATE
We'll help generate personalized options with price breakdowns and no hidden fees, so you can get the best possible terms for yourself.
Free Custom Rate Quote 3
GET A PRE-APPROVAL LETTER
When you have a pre-approval letter in hand, it takes all of the stress out of house hunting. Give yourself an advantage over other bidders! Fill out your secure application, our Mortgage experts are available to help you fill out the application with ease.
Apply Now 4
CLOSE LOAN & GET KEYS
After being pre-approved, take the loan process to the finish line by finding the home of your dreams, making an offer, and getting into a contract. And finally, we will guide you into getting your loan approved and funded.
Contact Us Today’s Mortgage Rates
Purchase
Refinance
Loan Amounts Up To $647,200
15 YR FIXED
3.625 % RATE
3.897% APR
30 YR FIXED
4.500 % RATE
4.639 % APR
Loan Amounts Up To $970,800
15 YR FIXED
4.000 % RATE
4.237% APR
30 YR FIXED
4.875 % RATE
5.018 % APR
Get Your Free Custom Rate Quote
POWERING SOCIAL IMPACT
Team Reliance Financial cares about the communities around us #RFCares
At Reliance Financial, our team cares about giving back to our communities and supporting causes that are key to continuous growth and development locally and globally.
We’re here for you near and far
We are currently servicing:
California
CA
Texas
TX
Colorado
CO
Michigan
MI
Washington
WA
Virginia
VA
Florida
FL
We are currently servicing:
