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Mortgage Brokers San Francisco

Mortgage Brokers San Francisco

Mortgage Brokers San Francisco – San Francisco is one of the world’s most fascinating cities and there are various reasons people choose to relocate there. It features a stunning landscape, numerous career and business prospects, various cultures and communities, and a plethora of activities and events to keep you entertained. Whether you’re looking for a new location to live or simply considering a move, this guide will introduce you to interesting facts about the city and the mortgage brokers in San Francisco to help you make the right decision about buying a property in this fantastic city.

Interesting Facts To Know About San Francisco

San Francisco is a city with a great history. It was founded in 1776 by Spanish missionaries and incorporated as a city in the United States in 1847. San Francisco is also home to the Golden Gate Bridge, one of the most iconic bridges in the world. This city is located in California’s Bay Area. It is well-known for its pleasant summers, mild winters, and foggy days.

Whether you prefer a bustling downtown area or a more relaxed ambiance, San Francisco is sure to have something to fit your preferences. The city also has a variety of good schools and institutions, making it an ideal location for raising a family. Furthermore, the diversified people and dynamic culture of San Francisco make it an intriguing and pleasant place to live.

Perks Of Living in San Francisco

  • Exciting Work Opportunities: San Francisco is home to numerous big firms, such as Google, Apple, and Facebook. As a result, the city is an excellent area to locate work or establish a business. The San Francisco Bay Area is also home to several unicorn start-ups.
  • World-Class Tourism: The tourist sector also contributes to the city’s economy. San Francisco is home to some of the world’s most famous tourist sites, including Fisherman’s Wharf, Alcatraz Island, and the Golden Gate Bridge. Every year, millions of tourists visit the city, producing billions of dollars in revenue.
  • Excellent School Systems: San Francisco is a great city to raise a family since it has so many top-notch schools and colleges. The University of California, San Francisco is home to one of the world’s greatest medical schools. America’s top public university, the University of California, Berkeley, is also just minutes away from downtown San Francisco.
  • Vibrant Cultural Scene: San Francisco has a rich history with people from a variety of cultures and backgrounds. Residents enjoy festivals and events ranging from Chinese New Year to the Pride Parade. From world-class museums and theaters to local art galleries and live music venues, the city has something for everyone. When you also consider the city’s fantastic weather and the plethora of attractions available, it’s simple to see why so many people enjoy living in San Francisco.
  •  Variety of Neighborhood Options: If you are intending to relocate to San Francisco, you may select from several neighborhoods. Each neighborhood has its distinct personality that cannot be found anywhere else. And with the outstanding public transit system, moving about the city is as simple as it has ever been. 

Real Estate And Housing Trends in San Francisco, California

To help you make an informed decision about buying a property in San Francisco, we have compiled the real estate and housing trends in San Francisco below. It is important to note that these numbers can change over time and further research may be necessary to stay up to date with the real estate market.

  • Redfin reports that there is some competition in the San Francisco housing market. On average, San Francisco homes receive two offers and sell within 36 days.
  • In December 2022, San Francisco house prices were down 12.3% from the previous year, with a median price of $1.3M. San Francisco’s average sale price per square foot is $915, a 12.2% decrease from last year.
  • According to Movoto, there are currently 1093 home listings and 128 new home listings in San Francisco, CA.
  • In December 2022, 1282 residences were sold in San Francisco, CA, up from 414 the previous year.
  • According to Redfin, the average home sells for about 1% above the listing rate, while hot homes can sell for about 6% above the listing rate
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The current real estate trends in San Francisco are quite favorable. Overall, the real estate market in San Francisco is strong, and prices are expected to continue to rise in the coming months.

Top Mortgage Brokers In San Francisco

Reliance Financial

Reliance Financial has been assisting homebuyers and homeowners with their mortgage requirements since 2004. We empower our clients by utilizing state-of-the-art technology and our many years of professional experience to help them discover the best mortgage. The extremely fragmented mortgage market of today presents several challenges for homebuyers. They have to comprehend a challenging procedure, choose the finest loan alternative and loan conditions, and manage the pressure of a quick closing. Reliance Financial can help with all of this.

Reliance Financial provides low rates and charges by comparing rates from some of San Francisco’s leading mortgage brokers. We are continually innovating, which results in speedier procedures. We aim to complete our transactions in 21 days or less. Our mortgage consultants will walk you through the loan procedure step by step, so you can verify your rate quotation and start and finish your application quickly and effortlessly. To find out how we can assist you with your mortgage needs, get in touch with us today.

Email: sales@reliancefinancial.com.

02:48 17 Jun 23
Scott Wise and his team at Reliance Financial, Dublin, CA, achieved a smooth, 9-day close for the purchase of a SFR on 6/13/2023. His professionalism and customer care are exemplary and his encyclopedic knowledge of the lending process [a DSCR loan, in this case] was key to this transaction's success. Mr. Wise is a "doer" and represents the best in the lending and real estate industries. INCLUDE him in YOUR team. RECOMMENDED! - SW
Caroline YehCaroline Yeh
03:47 19 Apr 23
Last year I purchased a home and Reliance Financial Mortgage was instrumental in helping me through the process. Lucky Sandhu, and the team at Reliance Financial Mortgage made it easy and stress-free. They were always available to answer my questions and they were patient and understanding as I navigated the process.I was particularly impressed with the level of communication from the team at Reliance Financial Mortgage. They kept me updated on my loan status every step of the way and they were always available to answer my questions.I would highly recommend Reliance Financial Mortgage to anyone who is looking to buy a home. They are a great team of professionals who will make the home buying process as easy and stress-free as possible.I would not hesitate to use Reliance Financial Mortgage again if I ever need to buy a home in the future. Thanks Lucky and team for all your support and help!
Parth PatelParth Patel
23:56 03 Apr 23
When it comes to our mortgage lending needs there is no other place we will go to other than Reliance Financial. As first-time homebuyers, we needed a lot of guidance and an honest approach to addressing our questions and needs. Lucky and his team did an excellent job on making sure we felt comfortable and relaxed from start-to-finish. I recommend Lucky and his team to all homebuyers, especially first-time homebuyers! This is a team you can trust and count-upon.
Ninderjit SandhuNinderjit Sandhu
00:54 08 Dec 22
As a real estate agent, I have trusted Lucky and his team for several transactions including my own home purchase and refinance. The entire Reliance Financial team works like a family to help guide my customers with the best loan options for them including helping answer their questions on qualification. Several of my customers are self-employed and they require additional hand holding. Lucky and his team are always there to guide them properly and patiently and ensure the best outcomes for my homebuyers. When it comes to mortgage lending, I deeply trust Lucky and Team Reliance Financial to take of my customers.
Phillip ApleyPhillip Apley
23:52 19 Oct 22
Well let me start by saying that buying a home was one of the most stressful things I've ever done lol. However Scott Wise from Reliance Financial did as much as humanly possible to alleviate it! We were approved by 2 other lenders first, and both of these lenders didn't do their due diligence and would have cost us some serious money had we gone with them. But Scott from day 1 was thorough and transparent. He would break things down visually and explain things. He would search for the best options for us and ultimately delivered on EVERYTHING he said he would! He was very patient with me and answered all questions or concerns as soon as any came up. I can't recommend him enough!! Go with someone you can trust. If you don't believe me go ahead and get some numbers from others and then bring them to Scott and watch him beat them substantially!
Cecilia ApleyCecilia Apley
17:52 11 Oct 22
Reliance Financial exceeded our expectations as first time home buyers! Scott Wise worked deliberately to help us find the perfect mortgage loan for me and my family. He found us the best rate and was transparent since our initial conversation. He was so knowledgeable of the options that we had and showed us numbers with no hesitation. His ability to break it down and explain the different loans, rates etc. provided us with peace of mind. We knew we had made the best decision as he and the team guided us through the process. We will for sure be using them for any future need and highly recommend you do so as well!
Michael CastiglioneMichael Castiglione
20:50 09 Aug 22
Lucky and the team at Reliance Financial have absolutely mastered the entire mortgage process from start to finish, making it beyond easy to obtain a mortgage. They provide blazing speed with loan approvals within hours and reach clear to close consistently in two weeks. It's because of their focus on the client experience that makes every client feel special and comfortable working with them. I cannot say enough good things about Reliance Financial!
Jaya GuptaJaya Gupta
05:25 01 Apr 22
Excellent experience and amazing customer serviceWe worked with Lucky Sandhu on an investment real estate deal. He is very knowledgeable, transparent and a pleasure to work with. He takes the time to educate and answers any and all your questions. He helped us find the best rates and made sure that he personally guided us through the process.He also has an excellent and very responsive team. They were always on top of all the items and made sure that the appraisal and closing happened before time, even though we had a very tight deadline! Any time we had questions, we got a response immediately from them.They will be our go to partners going forward. Highly recommend Lucky and his team!
Munir SayaniMunir Sayani
22:52 30 Mar 22
RelFin team were amazing to work with! The process as a first time homebuyer can be difficult to navigate but Lucky, Katrina and team did an great job in making the process transparent and easy to understand! All the while being quick to respond and going the extra mile! They provided unbeatable rates and were patient in helping me come to a decision I was comfortable with. I am very happy that I got a chance to work with RelFin and would definitely recommend them!
Manaswini KoustubhManaswini Koustubh
17:35 22 Oct 21
Excellent service by Reliance FinancialWe had an amazing experience working with Lucky and his team at Reliance Financial for our mortgage loan on our new home! Being first time home buyers in the US, we had a lot of questions and concerns, Lucky explained us all the steps in detail and helped us make an informed decision, that made us close our deal on time. They are very good both with emails and are always available to work on our requests. It wouldn't have been a smooth sail with our new place if it was not for Lucky and his fantastic team. Thank you Reliance Financial. Highly recommend this team to anyone currently browsing for mortgage financing!!
Sidak SandhuSidak Sandhu
05:22 29 Nov 18
I have worked with Lucky Sandhu on several real estate deals, both personal and investment (in State and out of State) over several years. He has always been very professional, knowledgeable and just a good person to work with. He takes the time to educate you and answers all your questions. My main take away from dealing with Lucky is, he does not over promise and under deliver. We have always had a candid honest discussion on various topics around real estate. He has been a great partner in helping us build our real estate portfolio. Thinking back, we could not have purchased our first home without Lucky's personal help and guidance.He is a CPA, who has graduated from one of the best universities in the world with an extensive network in the Bay Area. He thinks like a business man and is genuine, humble and overall very passionate and knowledge about the real estate field. Highly recommended.

Address: 11501 Dublin Blvd STE 200, Dublin, CA 94568, United States

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SELFi is a top San Francisco mortgage broker that seeks to serve its clients with integrity, honesty, and expertise. It is a mortgage marketplace that provides solutions that are tailored to your needs. Joseph Flannery, SELFi’s founder takes great pride in relieving his clients’ worry, time, and financial strain. His team gives their consumers the greatest service and mortgage rates available.

SELFi often provides the best interest rates, terms, and goods on the market. Financial expertise, according to this brokerage business, is the key to finding the greatest offers. As a result, with SELFi, customers may obtain a mortgage on their terms, whenever they want, while receiving the best possible offer.

Address: 44 Montgomery St Suite 02-172, San Francisco, CA 94104, United States

Primary Residential Mortgage

Primary Residential Mortgage Inc. is a San Francisco-based independent mortgage broker. Their mortgage loan professionals are prepared to work with customers to design home loans that are specifically suited to fit their requirements, budgets, and financial objectives. They strive to improve the mortgage lending industry’s consumer experience. They are a completely certified and experienced mortgage broker who will walk you through the whole loan procedure.

Primary Residential Mortgage Inc. provides mortgage calculators and resources. Their collaboration entails working together to provide better results to their customers. They feel that a professional work atmosphere and a positive customer experience are inseparably linked.


If you’re looking for a new home in San Francisco, consult with one of the best mortgage brokers in the city. An experienced and skilled mortgage broker will be able to assist you in obtaining the best mortgage available.

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Reliance Financial is a San Francisco mortgage broker that believes in providing excellent client service with affordable rates and costs. They want to ensure that your process is dealt with quickly with transparency, no fees, individualized counseling, and convenience. Our personnel is highly trained and is always accessible to answer your inquiries. Contact us right away to get started on your home-buying process.