The most competitive mortgage rates
Get the home loan that best meets your needs and the personalized five-star service that powers you to reach your homeownership goals.
No personal information required. No impact on your Credit Score. No documents required.
Over 500+ Reviews
Why our customers love to work with us
“I cannot say enough good things about this company. We have left this team feeling like family.”
KASSANDRA T.
- First-time Homebuyer
- Larkspur, CA
“If you are a first-time buyer, I can say you will have comfort knowing you will have an amazing team walking alongside you throughout the process.”
CRISTIAN C.
- First-time Homebuyer
- Modesto, CA
“Everything was just so effortless with 100% transparency. You will never get better rates from anyone else”
ARUN K.
- Homeowner
- Livermore, CA
“We had a ton of questions and needed a lot of guidance. Lucky and the team answered all of our questions and held our hand the whole way!”
GURJOT S.
- First-Time Homebuyer
- Fremont, CA
See what sets us apart
We are committed to simplifying your home buying or refinancing experience.
Your Journey Towards
Homeownership
Feel confident about making big financial decisions with the help of transparent services and personalized guidance.
1
Get your payment
2
GET YOUR FREE CUSTOM RATE
3
Get your pre-qualification
4
Get funded and home keys
Today’s Mortgage Rates
Loan Amount To $806,500
15 YR FIXED
5.375% RATE
5.474% APR
30 YR FIXED
6.250% RATE
6.355% APR
Loan Amount To $1,209,750
15 YR FIXED
6.000% RATE
6.057% APR
30 YR FIXED
6.125% RATE
6.182% APR
Loan Amount To $806,500
15 YR FIXED
5.375% RATE
5.474%
APR
30 YR FIXED
6.250% RATE
6.355% APR
Loan Amount To $1,209,750
15 YR FIXED
6.000% RATE
6.049% APR
30 YR FIXED
6.125% RATE
6.174% APR
POWERING SOCIAL IMPACT
Team Reliance Financial cares about the communities around us #RFCares
At Reliance Financial, our team cares about giving back to our communities and supporting causes that are key to continuous growth and development locally and globally.
Get the home loan that best meets your needs
Start your homeownership journey here.
No personal information required.
No impact on your Credit Score.
No documents required.
Our Google Reviews
I was particularly impressed with the level of communication from the team at Reliance Financial Mortgage. They kept me updated on my loan status every step of the way and they were always available to answer my questions.I would highly recommend Reliance Financial Mortgage to anyone who is looking to buy a home. They are a great team of professionals who will make the home buying process as easy and stress-free as possible.
I would not hesitate to use Reliance Financial Mortgage again if I ever need to buy a home in the future. Thanks Lucky and team for all your support and help!
We worked with Lucky Sandhu on an investment real estate deal. He is very knowledgeable, transparent and a pleasure to work with. He takes the time to educate and answers any and all your questions. He helped us find the best rates and made sure that he personally guided us through the process.
He also has an excellent and very responsive team. They were always on top of all the items and made sure that the appraisal and closing happened before time, even though we had a very tight deadline! Any time we had questions, we got a response immediately from them.
They will be our go to partners going forward. Highly recommend Lucky and his team!
We had an amazing experience working with Lucky and his team at Reliance Financial for our mortgage loan on our new home! Being first time home buyers in the US, we had a lot of questions and concerns, Lucky explained us all the steps in detail and helped us make an informed decision, that made us close our deal on time. They are very good both with emails and are always available to work on our requests. It wouldn’t have been a smooth sail with our new place if it was not for Lucky and his fantastic team. Thank you Reliance Financial. Highly recommend this team to anyone currently browsing for mortgage financing!!
He is a CPA, who has graduated from one of the best universities in the world with an extensive network in the Bay Area. He thinks like a business man and is genuine, humble and overall very passionate and knowledge about the real estate field. Highly recommended.
We’re here for you near and far
We are currently servicing:
CA
TX
CO
MI
WA
VA
FL
We are currently servicing: