The most competitive mortgage rates

Get the home loan that best meets your needs and the personalized five-star service that powers you to reach your homeownership goals.

No personal information required. No impact on your Credit Score. No documents required.

Over 400+ Reviews

Why our customers love to work with us

reliance financial dallas
reliance financial dallas

We funded over $125+ million home loans in 2021

See what sets us apart

We are committed to simplifying your home buying or refinancing experience.

Banks
Credit Unions
On-demand and real-time pre-approval
Always
Occasionally
Occasionally
No application and processing fees
Always
Never
Never
Best Rates across multiple lenders
Always
Rarely
Sometimes
Out-of-box solutions for every borrower
Always
Sometimes
Rarely
Personalized guidance and support
Always
Occasionally
Occasionally
Real-time loan status updates
Always
Sometimes
Rarely
Close home loans fast
Always
Sometimes
Rarely
On-demand pre-approval
Reliance Financial
Always
B
Banks
Rarely
C
Credit Unions
Rarely
No application and processing fees
Reliance Financial
Always
B
Banks
Rarely
C
Credit Unions
Rarely
Best Rates across multiple lenders
Reliance Financial
Always
B
Banks
Rarely
C
Credit Unions
Rarely
Out-of-box solutions for every borrower
Reliance Financial
Always
B
Banks
Rarely
C
Credit Unions
Rarely
Personalized guidance and support
Reliance Financial
Always
B
Banks
Rarely
C
Credit Unions
Rarely
Real-time loan status updates
Reliance Financial
Always
B
Banks
Rarely
C
Credit Unions
Rarely
Close home loans fast
Reliance Financial
Always
B
Banks
Rarely
C
Credit Unions
Rarely

Your Journey Towards
Homeownership

Feel confident about making big financial decisions with the help of transparent services and personalized guidance.

1

Get your payment

reliance financial dallas
The first step toward your homeownership dream can start with a base-level understanding of what your housing payment and affordability may look like.
Check Payment
2

GET YOUR FREE CUSTOM RATE

reliance financial dallas
Get your personalized rate and closing fee options. We want you to secure the best possible terms for yourself.
Free Custom Rate Quote
3

Get your pre-qualification

reliance financial dallas
Fill out your secure application anywhere, anytime. It only takes 15 minutes or less to get your pre-qualification results on our digital platform. We offer pre-approval letters within hours after we receive ALL required documentation.
Apply Now
4

Get funded and home keys

reliance financial dallas
Our solid pre-approval process empowers you to make a strong offer on the home of your dreams. Once you get into contract, our team of experts guides you through the loan process step-by-step all the way to the finish line. We are passionate about getting your home funded quickly and on time.
Contact Us

Today’s Mortgage Rates

Loan Amounts Up To $715,000


15 YR FIXED
5.375 % RATE
5.494% APR


30 YR FIXED
6.375 % RATE
6.434 % APR

Loan Amounts Up To $970,800


15 YR FIXED
6.250 % RATE
6.323% APR


30 YR FIXED
6.990 % RATE
7.029 % APR

Would You Like to Speak with a Loan Officer?

reliance financial dallas

POWERING SOCIAL IMPACT

Team Reliance Financial cares about the communities around us #RFCares

At Reliance Financial, our team cares about giving back to our communities and supporting causes that are key to continuous growth and development locally and globally.

Get the home loan that best meets your needs

Start your homeownership journey here.

No personal information required.
No impact on your Credit Score.
No documents required.

Our Google Reviews

Michael CastiglioneMichael Castiglione
20:50 09 Aug 22
Lucky and the team at Reliance Financial have absolutely mastered the entire mortgage process from start to finish, making it beyond easy to obtain a mortgage. They provide blazing speed with loan approvals within hours and reach clear to close consistently in two weeks. It’s because of their focus on the client experience that makes every client feel special and comfortable working with them. I cannot say enough good things about Reliance Financial!
Jaya GuptaJaya Gupta
05:25 01 Apr 22
Excellent experience and amazing customer serviceWe worked with Lucky Sandhu on an investment real estate deal. He is very knowledgeable, transparent and a pleasure to work with. He takes the time to educate and answers any and all your questions. He helped us find the best rates and made sure that he personally guided us through the process.He also has an excellent and very responsive team. They were always on top of all the items and made sure that the appraisal and closing happened before time, even though we had a very tight deadline! Any time we had questions, we got a response immediately from them.They will be our go to partners going forward. Highly recommend Lucky and his team!
Munir SayaniMunir Sayani
22:52 30 Mar 22
RelFin team were amazing to work with! The process as a first time homebuyer can be difficult to navigate but Lucky, Katrina and team did an great job in making the process transparent and easy to understand! All the while being quick to respond and going the extra mile! They provided unbeatable rates and were patient in helping me come to a decision I was comfortable with. I am very happy that I got a chance to work with RelFin and would definitely recommend them!
Manaswini KoustubhManaswini Koustubh
17:35 22 Oct 21
Excellent service by Reliance FinancialWe had an amazing experience working with Lucky and his team at Reliance Financial for our mortgage loan on our new home! Being first time home buyers in the US, we had a lot of questions and concerns, Lucky explained us all the steps in detail and helped us make an informed decision, that made us close our deal on time. They are very good both with emails and are always available to work on our requests. It wouldn’t have been a smooth sail with our new place if it was not for Lucky and his fantastic team. Thank you Reliance Financial. Highly recommend this team to anyone currently browsing for mortgage financing!!
Sidak SandhuSidak Sandhu
05:22 29 Nov 18
I have worked with Lucky Sandhu on several real estate deals, both personal and investment (in State and out of State) over several years. He has always been very professional, knowledgeable and just a good person to work with. He takes the time to educate you and answers all your questions. My main take away from dealing with Lucky is, he does not over promise and under deliver. We have always had a candid honest discussion on various topics around real estate. He has been a great partner in helping us build our real estate portfolio. Thinking back, we could not have purchased our first home without Lucky’s personal help and guidance.He is a CPA, who has graduated from one of the best universities in the world with an extensive network in the Bay Area. He thinks like a business man and is genuine, humble and overall very passionate and knowledge about the real estate field. Highly recommended.
js_loader