Today's Rates

Loan Amounts Up To $647,200

15 YR FIXED
1.875 % Rate
2.102% APR

30 YR FIXED
2.625 % Rate
2.729 % APR

Loan Amounts Up To $970,800

15 YR FIXED
2.000 % Rate
2.100% APR

30 YR FIXED
2.750 % Rate
2.809 % APR

Loan Amounts Up To $2 Million

15 YR FIXED
3.000 % Rate
3.144% APR

30 YR FIXED
3.000 % Rate
3.108 % APR

Refinance Disclosures

5/5

5-Star Customer Experience

"Scott went above and beyond helping me find a great rate to refinance at. He was there every step of the way and gave me guidance at all steps. Katrina was also very helpful with the process and I’m so appreciative of them! This team makes magic happen."
Brittany B.Homeowner
"As a first time homebuyers having no clue about how the whole process works. Once we found the house of our dreams, Lucky and his team got us the best offer and rates that we could find after shopping around!"
Ilia S.First-Time Homebuyer
"I recently refinanced a mortgage for a bay area home through Reliance Financial. I have refinanced mortgages about 8-10 times in my life but this was the fastest process I have been through. The team was super responsive and helpful, and made it easy for me. Rates and terms were very competitive."
Ankur J.Homeowner
"The entire Relfi team is extremely customer service oriented. Everyone works together to go above and beyond to make sure that every single customer is treated like family. They are available anytime to answer questions and make sure that the whole process is smooth and easy to understand. I have worked with Lucky and his team for 11 years now. Including buying 2 homes and refinancing. Because of their customer focused approach, I will never work with anyone else."
Kim H.Homeowner
"This group actually goes above and beyond to ensure the client is up to date, well informed, and happy throughout the entire finance process. I used their services to become a first time home owner. I couldn't have been any happier with how everything turned out financially for my new home. I would highly recommend them to anyone who is looking for a trustworthy and dedicated finance team."
Shaan P.First-Time Homebuyer
Previous
Next
3
4

Powering Homeownership

We are a FinTech Platform focused on mortgage lending. We harness the power of technology and our expertise to serve families nationwide in their home buying and homeownership journeys. 

Having experienced the 2008 financial crisis, Lucky Sandhu led Reliance Financial with one vision – to build a team of mortgage professionals and become the #1 trustworthy financing source for our clients and referral partners through providing superior service, seamless processes and technology.

Customer-First

We are committed providing top-notch service and being your most trusted mortgage advisors.

Speed-To-Close

Closing all mortgage transactions in a timely and efficient manner is our top priority.

Low Rates

We partner with the best lenders and investors in the mortgage marketplace to offer competitive rates and closing costs.

Full Transparency

Honesty is one of our core values. We make sure to be fully transparent throughout the entire process. That means, no hidden costs.