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Get the home loan that best meets your needs and our personalized five-star service that powers you to reach your homeownership goals.

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Why our customers love to work with us

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Case Studies

The First Home Was Just the Beginning A Long-Term Relationship Built on Trust

The First Home Was Just the Beginning: A Long-Term Relationship Built on Trust With Reliance Financial

More than a decade ago, Filip and his wife walked into our office as first-time homebuyers. Like many young couples purchasing...

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How a Veteran and First-Time Homebuyer Purchased a $985,000 California Home with Confidence

How a Veteran and First-Time Homebuyer Purchased a $985,000 California Home with Confidence

Creative financing and smart strategy along with a people first approach helped Mathew and his family get homeownership with the help...

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Gas Station Owner Saves $13,800Yr via Refinance

How a Gas Station Owner Saved Over $13,800 Per Year Through a Strategic Jumbo Refinance

By restrategizing the loan using 12 months of bank statements and deposit analysis, Reliance Financial supported a self-employed business owner achieve...

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Yelp Reviews

Posted on Yelp Yelp
Satish K. profile picture
Satish K.
Yelp star 1Yelp star 2Yelp star 3Yelp star 4Yelp star 5Verified
We got loans done for our business and for our homes. for over 20 years the team here has worked tirelessly to find the best rates all while being incredibly kind, supportive, and attentive to all our needs. Highly recommend. Lucky and Scott have also helped many friends of ours. They will take care of you.
Posted on Yelp Yelp
Maxime B. profile picture
Maxime B.
Yelp star 1Yelp star 2Yelp star 3Yelp star 4Yelp star 5Verified
Had a great experience refinancing with Reliance Financial. We worked with Scott, who helped us secure a 5.5% rate with low total costs, making it one of the best deals we found. The process was smooth and efficient from start to finish. Scott was always reachable, walked us through each step clearly, and kept communication consistent throughout. Would definitely refinance with them again.
Posted on Yelp Yelp
Pradeep D. profile picture
Pradeep D.
Yelp star 1Yelp star 2Yelp star 3Yelp star 4Yelp star 5Verified
Lucky, Scott and their whole team is wonderful !! I've worked with them for new house purchase as well as the refinance and had very pleasant experience working with them. They are very knowledgeable, professional and helpful. They kept me informed during the entire process. I would definitely recommend them for anyone looking for buying a home or refinancing existing loan.
Posted on Yelp Yelp
Jason T. profile picture
Jason T.
Yelp star 1Yelp star 2Yelp star 3Yelp star 4Yelp star 5Verified
Scott and team were absolutely wonderful to work with. Responsive, helpful, and provided both extremely competitive pricing as well as top-notch support. I'd reached out after hearing great things online, and was not disappointed. Would absolutely recommend reaching out to Scott and the team at Reliance Financial.
Posted on Yelp Yelp
Katie S. profile picture
Katie S.
Yelp star 1Yelp star 2Yelp star 3Yelp star 4Yelp star 5Verified
I feel so fortunate to have found Scott Wise and Reliance financial. Reliance Financial had the best rates for a refinance, that I was able to find anywhere. Scott was so patient and available, through the whole process, helping me navigate different rate and lender credit options, answering paperwork questions, and walking me through each step of the process. In my opinion, the only thing more important than a good rate, is a broker that you can trust, who prioritizes relationship building and doing what is best for the homeowner. I plan to use Reliance for every refinance or home loan I might ever need in the future, which is a great peace of mind. Thanks again Scott!
Posted on Yelp Yelp
Molly L. profile picture
Molly L.
Yelp star 1Yelp star 2Yelp star 3Yelp star 4Yelp star 5Verified
My husband and recently closed on our first home in Washington state thanks to the help of Scott, Lucky and the rest of the team. Before them, getting quotes and rates was a headache - spam calls nonstop trying to sell us an awful rate 24/7. Not only was the team at Reliance able to get us a super competitive rate, but the service they provided was warm and professional. Questions were answered promptly, documentation was smooth, and the fees for their services are minimal. They even helped us use leftover concessions to pay down our balance! Would and will highly recommend them to everyone we know.
Posted on Yelp Yelp
Jackson B. profile picture
Jackson B.
Yelp star 1Yelp star 2Yelp star 3Yelp star 4Yelp star 5Verified
There is truly no one better to work with. Scott and the team at Reliance worked hard to find us a rate well below everything else we were being quoted. Unlike a few other companies we talked to, the team at Reliance wanted to get to know our preferences and really provide the right options for our situation. Scott guided us through the whole process and was always available to answer questions. We happily recommend this team to everyone looking to buy or refinance. We are looking forward to using Reliance for all our refi's moving forward.
Posted on Yelp Yelp
Sara T. profile picture
Sara T.
Yelp star 1Yelp star 2Yelp star 3Yelp star 4Yelp star 5Verified
I'm someone who likes to price shop and do my research. I talked to so, so, so many brokers while trying to refinance my investment property. Scott Wise got me the best rate relative to closing costs because he takes low broker compensation - I assume his business model is low fees/high volume. He's also super professional and very responsive. I didn't go through with the loan because my break even would have been about 2 years out, but I can confidently say he has to have some of the best rates of anyone in California and I'll reach out to him first if I ever need to purchase a property or want to go through with a refinance.
Posted on Yelp Yelp
Jasbir N. profile picture
Jasbir N.
Yelp star 1Yelp star 2Yelp star 3Yelp star 4Yelp star 5Verified
Lucky, Scott and team are the best at what they do. They really go to bat for their customers to get the best deal. Document requests are concise, and they keep you informed where things stand. I have used their services on 3 occasions and highly recommend them.
Posted on Yelp Yelp
Francis S. profile picture
Francis S.
Yelp star 1Yelp star 2Yelp star 3Yelp star 4Yelp star 5Verified
My wife and I just bought our first home and honestly had no idea where to even start. Scott made the whole process so much easier. He walked us through everything step by step, answered all our questions, and really took the time to make sure we understood what was going on. There were definitely some bumps along the way, but Scott was always there to help us through them and keep things moving forward. He also helped us find programs to save on closing costs and got us a great rate, which made a huge difference. In the end, we were really happy with the results. Thanks again Scott!

Google Reviews

Posted on Google Google
Julio Dominguez profile picture
Julio Dominguez
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Scott and the team are great to work with, 2nd transaction using them and both have been excellent.
Posted on Google Google
Harry Chu profile picture
Harry Chu
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Communication was excellent from start to finish, rates were very competitive, and we closed quickly. Special thanks to Lucky, Marilyn, and especially Scott, who was my primary contact throughout the process. Scott was responsive, knowledgeable, and always available to answer questions. Highly recommend the team at Reliance Financial!
Posted on Google Google
Colton Ping profile picture
Colton Ping
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Scott did a great job working with my wife and I during a hectic time. Scott and his team were very responsive and proactive in getting our refinance done.
Posted on Google Google
Meetul Jogal profile picture
Meetul Jogal
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Scott and his team were phenomenal throughout my first home loan process. Scott went above and beyond to help me secure a great rate and made the whole experience feel much less stressful. He explained every step clearly, answered my questions patiently, and made sure I understood the process from start to finish.
Posted on Google Google
Josh Hunter profile picture
Josh Hunter
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
We're incredibly happy with our experience and outcome - my wife and I had a few refinance partners before Scott and he was by far the easiest to work with. The reviews were spot on and he knew what we needed, listened, spent time with us, and made everything easy. He was unbelievably easy to get a hold of quickly and seems to work and be available every day. He treated us extremely well. Can't recommend him enough - he pushes on your behalf and does as much for you as he'd do for himself.
Posted on Google Google
satish kumar profile picture
satish kumar
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
We got loans done for our business and for our homes. for over 20 years the team here has worked tirelessly to find the best rates all while being incredibly kind, supportive, and attentive to all our needs. Highly recommend. Lucky and Scott have also helped many friends of ours. They will take care of you.
Posted on Google Google
UmaMaheswara Reddy DeviReddy profile picture
UmaMaheswara Reddy DeviReddy
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Scott, Marilyn, and the rest of the team at Reliance Financial were great to work with. Their rate was significantly better than other lenders, and Scott was always quick to respond to texts and calls. I had a fairly complex refinance, and despite some challenges with the lenders, he made the whole process feel straightforward. 10/10 would definitely use them again for future refinances.
Posted on Google Google
Jose Martinez profile picture
Jose Martinez
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Scott and his team are excellent to work with!!! I shopped multiple lenders and Scott had the best rates and lowest closing costs. The process moves very smoothly and we closed on a refi in less than a week! Will definetly use Scott again for future purchases and refinances!
Posted on Google Google
Bellah Borja profile picture
Bellah Borja
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
We have had nothing but an amazing experience with this team. They not only helped us to get our new home but went above and beyond. Highly recommend their services.
Posted on Google Google
Farhan profile picture
Farhan
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Worked with Scott and the team for buying my home. Scott is an expert. I had done some research on the interest rates and was shopping around to get the best deal. I had a target rate that I was aiming for and Scott assured me he would get it. It took me a while to find my home and the rates had gone up in the interim. However, Scott with his deep understanding of the market still managed to get my desired rate. He literally timed it. I highly recommend Reliance Financial and will definitely work again with them for refi in future.
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Ashley Wise profile picture
Ashley Wise
9 months ago
Working with Reliance was such a great experience! Scott was phenomenal , we have worked with him multiple times now with refinancing and the sell of our home. Scott made each process so easy and was very communicative during the entire process. Lowest rates and Best service, highly recommend!
Matt W profile picture
Matt W
9 months ago
Scott and the team at Reliance Financial have helped our family multiple times across different loans, and every experience has been outstanding. They are clear, concise, and always on point. If you want a smooth, stress-free process with people you can trust, Scott is your go-to. Truly a one-stop shop for loans in Texas. Highly recommend!
Navdeep Singh profile picture
Navdeep Singh
10 months ago
Scott Wise did an incredible job. He was always there to answer all my questions. The owner of this company is also very respectful and professional. These guys are incredibly knowledgeable and are the best at what they do.

Thank you for everything. I’m looking forward to the rates dropping and refinancing. I know Scott will take care of me.
Aron Gonzalez profile picture
Aron Gonzalez
10 months ago
As a first-time homebuyer, I cannot overstate how grateful I am to Reliance Financial. Their entire team, especially Scott Wise, was exceptionally courteous and attentive throughout the process, providing the much-needed support and expert guidance required to successfully secure my home.
​I would confidently recommend Reliance Financial to any first-time buyer, especially those who have a lot of questions, doubt the complex process, or worry about qualifying. They are a fantastic, professional company that truly cares about their clients.

See what sets us apart

We are committed to simplifying your home buying or refinancing experience.

Banks
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On-demand and real-time pre-approval
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No application and processing fees
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Never
Best Rates across multiple lenders
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Out-of-box solutions for every borrower
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Personalized guidance and support
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Real-time loan status updates
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Close home loans fast
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On-demand pre-approval
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B
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No application and processing fees
Reliance Financial
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C
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Best Rates across multiple lenders
Reliance Financial
Always
B
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C
Credit Unions
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Out-of-box solutions for every borrower
Reliance Financial
Always
B
Banks
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C
Credit Unions
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Personalized guidance and support
Reliance Financial
Always
B
Banks
Rarely
C
Credit Unions
Rarely
Real-time loan status updates
Reliance Financial
Always
B
Banks
Rarely
C
Credit Unions
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Close home loans fast
Reliance Financial
Always
B
Banks
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C
Credit Unions
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Your Journey Towards
Homeownership

Feel confident about making big financial decisions with the help of transparent services and personalized guidance.

1

Get your payment

reliance financial dallas
The first step toward your homeownership dream can start with a base-level understanding of what your housing payment and affordability may look like.
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2

GET YOUR FREE CUSTOM RATE

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Get your personalized rate and closing fee options. We want you to secure the best possible terms for yourself.
Free Custom Rate Quote
3

Get your pre-qualification

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Fill out your secure application anywhere, anytime. It only takes 15 minutes or less to get your pre-qualification results on our digital platform. We offer pre-approval letters within hours after we receive ALL required documentation.
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4

Get funded and home keys

reliance financial dallas
Our solid pre-approval process empowers you to make a strong offer on the home of your dreams. Once you get into contract, our team of experts guides you through the loan process step-by-step all the way to the finish line. We are passionate about getting your home funded quickly and on time.
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Today’s Mortgage Rates

Loan Amount To $832,750


15 YR FIXED
5.599% RATE
5.699% APR


30 YR FIXED
6.199%  RATE
6.303% APR

Loan Amount To $1,249,125


15 YR FIXED
5.499% RATE
5.554% APR


30 YR FIXED
6.000% RATE
6.056%  APR

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POWERING SOCIAL IMPACT

Team Reliance Financial cares about the communities around us #RFCares

At Reliance Financial, our team cares about giving back to our communities and supporting causes that are key to continuous growth and development locally and globally.

Get the home loan that best meets your needs

Start your homeownership journey here.

No personal information required.
No impact on your Credit Score.
No documents required.

Reliance Financial

California Locations We Serve

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We’re here for you near and far

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We are currently servicing:

CA

TX

CO

MI

WA

VA

FL

We are currently servicing:

California

CA

Texas

TX

Colorado

CO

Michigan

MI

Washington

WA

Virginia

VA

Florida

FL