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Mortgage Broker Oakland

Mortgage Brokers in Oakland San Francisco

Mortgage Broker Oakland – Oakland is making a name for itself as an up-and-coming city in the Bay Area. Named after the many Oak trees that adorn the city, Oakland has multiple parks and attractions that make it a wonderful place to live. There are plenty of job opportunities, diverse cultures, and activities, and the cost of living is relatively low compared to other cities in its vicinity. To learn more about this wonderful city and mortgage broker Oakland, continue reading!

Interesting Facts About Oakland

  • The weather in Oakland is typically mild, with average temperatures ranging from the low 50s to the high 70s. The city does experience some rain, but it’s rare that it rains for an extended period of time. This makes the city perfect for those who love sunny days.
  • Oakland is a great place to enjoy outdoor activities. The city has parks including Lake Merritt and Joaquin Miller Park, which offer wonderful hiking and biking trails. Oakland has a thriving arts scene, which is evident in the many murals that can be found throughout the city. There are also several music venues and theatres in Oakland that host performances throughout the year.
  • Oakland is a wonderfully diverse city with a rich culture that offers something for everyone. There are numerous cultural attractions and events, as well as a wide variety of restaurants representing different cultures. The city is also home to many artists, and there is a growing art scene. The city also features a variety of shopping malls, theatres, and city squares, which entertain the residents of Oakland.
  • Oakland is a great place to raise a family, and there are several schools in the area that offer excellent education options. The public schools in Oakland are highly ranked, and there are also several private schools in the city. If you’re looking for a great education for your children, Oakland is a great place to consider moving to. The Oakland Zoo is a great place to take your kids for a day of fun. The zoo has over 1,000 animals on display, as well as interactive exhibits and play areas. The city has various science museums that exhibit astronomy, physics, chemistry, and more. It’s the perfect place for kids who love learning about science.

Perks Of Moving Into Oakland

  1. There are many perks to living in Oakland that attract people from all walks of life. One great perk of Oakland is the abundance of entertainment options. There are several museums, live music venues, and theatres located throughout the city. In addition, Oakland is rich in culture and boasts numerous festivals and events throughout the year. The food scene in Oakland is also diverse and vibrant, with something to suit everyone’s taste.
  2. The weather in Oakland is another big draw, as the city enjoys mild temperatures year-round. Finally, Oakland offers many great amenities, such as parks, libraries, and recreation centers. There are also plenty of popular places to visit nearby, such as San Francisco and Napa Valley. Plus, there are plenty of great amenities in Oakland, from world-class museums to top-notch schools.
  3. Oakland’s strong economy is another reason why it’s such a great place to live. The city has plenty of job opportunities, with a wide range of industries represented. Oakland is also home to some top-notch companies, like Kaiser Permanente and The Clorox. The types of jobs in Oakland vary widely, with something to suit everyone.
  4. The city has a strong representation of the service industry, but there are also plenty of jobs in other industries, like technology and healthcare. Oakland also provides its residents public transport, making it easy to move around the city. There’s no doubt about it: moving to Oakland is a great decision.

Real Estate Trends

  • Local Median Home Price: The local median home price, according to realtor.com, is $795,00, which is a lot less compared to the cities neighboring Oakland.
  • Number of Homes Sold: In accordance with Redfin, the city of Oakland sold 242 homes in October 2022, which is a 30% drop year-over-year.
  • Median Days on Market: An average home in Oakland stays on the market for 23 days. This rate has increased by 9 days year-over-year.
  • Number of New Homes on Sale: According to Zillow, there are 809 new agent listings for new homes on sale in Oakland as of November 2022.
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Top Mortgage Companies in Oakland

1. Reliance Financial

At Reliance Financial, we understand that taking out a mortgage is a big decision. That’s why we strive to provide our customers with the best possible experience by offering low rates and costs, fast processing, and transparent quotes. Our sales team is also available to provide personalized guidance throughout the loan process. We know that your time is valuable, so we’ve made it easy to get started from anywhere at any time.

Check out our rate quote feature to see how we can help you save on your next mortgage. To learn more about buying your dream home in Oakland, contact us at: sales@reliancefinancial.com

02:48 17 Jun 23
Scott Wise and his team at Reliance Financial, Dublin, CA, achieved a smooth, 9-day close for the purchase of a SFR on 6/13/2023. His professionalism and customer care are exemplary and his encyclopedic knowledge of the lending process [a DSCR loan, in this case] was key to this transaction's success. Mr. Wise is a "doer" and represents the best in the lending and real estate industries. INCLUDE him in YOUR team. RECOMMENDED! - SW
Caroline YehCaroline Yeh
03:47 19 Apr 23
Last year I purchased a home and Reliance Financial Mortgage was instrumental in helping me through the process. Lucky Sandhu, and the team at Reliance Financial Mortgage made it easy and stress-free. They were always available to answer my questions and they were patient and understanding as I navigated the process.I was particularly impressed with the level of communication from the team at Reliance Financial Mortgage. They kept me updated on my loan status every step of the way and they were always available to answer my questions.I would highly recommend Reliance Financial Mortgage to anyone who is looking to buy a home. They are a great team of professionals who will make the home buying process as easy and stress-free as possible.I would not hesitate to use Reliance Financial Mortgage again if I ever need to buy a home in the future. Thanks Lucky and team for all your support and help!
Parth PatelParth Patel
23:56 03 Apr 23
When it comes to our mortgage lending needs there is no other place we will go to other than Reliance Financial. As first-time homebuyers, we needed a lot of guidance and an honest approach to addressing our questions and needs. Lucky and his team did an excellent job on making sure we felt comfortable and relaxed from start-to-finish. I recommend Lucky and his team to all homebuyers, especially first-time homebuyers! This is a team you can trust and count-upon.
Ninderjit SandhuNinderjit Sandhu
00:54 08 Dec 22
As a real estate agent, I have trusted Lucky and his team for several transactions including my own home purchase and refinance. The entire Reliance Financial team works like a family to help guide my customers with the best loan options for them including helping answer their questions on qualification. Several of my customers are self-employed and they require additional hand holding. Lucky and his team are always there to guide them properly and patiently and ensure the best outcomes for my homebuyers. When it comes to mortgage lending, I deeply trust Lucky and Team Reliance Financial to take of my customers.
Phillip ApleyPhillip Apley
23:52 19 Oct 22
Well let me start by saying that buying a home was one of the most stressful things I've ever done lol. However Scott Wise from Reliance Financial did as much as humanly possible to alleviate it! We were approved by 2 other lenders first, and both of these lenders didn't do their due diligence and would have cost us some serious money had we gone with them. But Scott from day 1 was thorough and transparent. He would break things down visually and explain things. He would search for the best options for us and ultimately delivered on EVERYTHING he said he would! He was very patient with me and answered all questions or concerns as soon as any came up. I can't recommend him enough!! Go with someone you can trust. If you don't believe me go ahead and get some numbers from others and then bring them to Scott and watch him beat them substantially!
Cecilia ApleyCecilia Apley
17:52 11 Oct 22
Reliance Financial exceeded our expectations as first time home buyers! Scott Wise worked deliberately to help us find the perfect mortgage loan for me and my family. He found us the best rate and was transparent since our initial conversation. He was so knowledgeable of the options that we had and showed us numbers with no hesitation. His ability to break it down and explain the different loans, rates etc. provided us with peace of mind. We knew we had made the best decision as he and the team guided us through the process. We will for sure be using them for any future need and highly recommend you do so as well!
Michael CastiglioneMichael Castiglione
20:50 09 Aug 22
Lucky and the team at Reliance Financial have absolutely mastered the entire mortgage process from start to finish, making it beyond easy to obtain a mortgage. They provide blazing speed with loan approvals within hours and reach clear to close consistently in two weeks. It's because of their focus on the client experience that makes every client feel special and comfortable working with them. I cannot say enough good things about Reliance Financial!
Jaya GuptaJaya Gupta
05:25 01 Apr 22
Excellent experience and amazing customer serviceWe worked with Lucky Sandhu on an investment real estate deal. He is very knowledgeable, transparent and a pleasure to work with. He takes the time to educate and answers any and all your questions. He helped us find the best rates and made sure that he personally guided us through the process.He also has an excellent and very responsive team. They were always on top of all the items and made sure that the appraisal and closing happened before time, even though we had a very tight deadline! Any time we had questions, we got a response immediately from them.They will be our go to partners going forward. Highly recommend Lucky and his team!
Munir SayaniMunir Sayani
22:52 30 Mar 22
RelFin team were amazing to work with! The process as a first time homebuyer can be difficult to navigate but Lucky, Katrina and team did an great job in making the process transparent and easy to understand! All the while being quick to respond and going the extra mile! They provided unbeatable rates and were patient in helping me come to a decision I was comfortable with. I am very happy that I got a chance to work with RelFin and would definitely recommend them!
Manaswini KoustubhManaswini Koustubh
17:35 22 Oct 21
Excellent service by Reliance FinancialWe had an amazing experience working with Lucky and his team at Reliance Financial for our mortgage loan on our new home! Being first time home buyers in the US, we had a lot of questions and concerns, Lucky explained us all the steps in detail and helped us make an informed decision, that made us close our deal on time. They are very good both with emails and are always available to work on our requests. It wouldn't have been a smooth sail with our new place if it was not for Lucky and his fantastic team. Thank you Reliance Financial. Highly recommend this team to anyone currently browsing for mortgage financing!!
Sidak SandhuSidak Sandhu
05:22 29 Nov 18
I have worked with Lucky Sandhu on several real estate deals, both personal and investment (in State and out of State) over several years. He has always been very professional, knowledgeable and just a good person to work with. He takes the time to educate you and answers all your questions. My main take away from dealing with Lucky is, he does not over promise and under deliver. We have always had a candid honest discussion on various topics around real estate. He has been a great partner in helping us build our real estate portfolio. Thinking back, we could not have purchased our first home without Lucky's personal help and guidance.He is a CPA, who has graduated from one of the best universities in the world with an extensive network in the Bay Area. He thinks like a business man and is genuine, humble and overall very passionate and knowledge about the real estate field. Highly recommended.

2. Guild Mortgage Company

At Guild, they pride themselves on their customer-centric approach. They understand that each borrower has unique needs, and they work hard to tailor each loan correctly. They also believe in doing what’s right for their customers, employees, and community. With years of experience in the industry, they have a proven track record of closing on time and paying attention to the details. And, because they are committed to supporting sustainable homeownership, they are active in communities across the country.

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3. Sterling Bank

Sterling Bank & Trust has been a trusted fixture in neighborhoods across the Bay Area and beyond since 1984. Their customers have always been able to count on them for highly competitive deposit rates, innovative loan products, and outstanding personal service. In fact, it’s that personal touch that has kept their customers coming back to them generation after generation.

They know they can stop by any of their branches and be treated like family. As they head into their next chapter, they’re committed to continuing to provide the same level of service and expertise that their customers have come to expect from them.

4. Zions Bank

Zions Bancorporation is a regional bank holding company. This  bank is a division of Zions Bancorporation, operates full-service banking offices in 10 Western and Southwestern states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah and Washington. The company was founded in 1873 and has been serving the communities of the Intermountain West for more than 140 years.

Zions offers a wide range of traditional banking services and investment services nationwide. The company is also a leader in providing electronic banking services. Headquartered in Salt Lake City, Utah, Zions Bancorporation has over 11 thousand employees.

5. California Real Estate Finance

They have been in the business of helping people save money on their mortgage for over a decade now. In that time, they have created countless loan programs which have benefited consumers all over the country. The most popular program that they developed is the NO-COST loan. This loan program has been adopted by almost all lending institutions and has saved consumers substantial sums of money.

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Educating consumers is what they pride themselves on the most. By explaining how different types of mortgages work, how different cost structures can work to the consumer’s advantage, which loan is best for the consumer’s current needs and most importantly how to maximize and use their hard earned dollars for their future, they feel that they are making a difference in people’s lives.


Many people relocate to Oakland for lots of reasons. Oakland is a great city with plenty of entertainment and culture to offer. There are plenty of things to do in Oakland, no matter what your interests are. For foodies, there are world-renowned restaurants, for theater lovers, the Bay Area are home to some of the best companies in the country, including the American Conservatory Theater and Berkeley Repertory Theatre.

Plus, there are attractions like Lake Merritt and Jack London Square. There are also plenty of job opportunities. Oakland also represents the classic California weather, making it a desirable place to live. Lastly, Oakland is affordable compared to other major cities in the US. All these factors make buying a home in Oakland a wise decision.

If you are looking for a mortgage company in Oakland, contact Reliance Financial. We are the best in the business and have been helping Bay Area homeowners achieve their dreams for over 20 years. We offer a variety of loan programs for first-time homebuyers, as well as competitive rates for refinancing. Our experienced team of mortgage specialists will work with you to find the best possible solution for your individual needs.

We pride ourselves on providing outstanding customer service and closed hundreds of loans each year. Contact us today to get started on your home buying journey! sales@reliancefinancial.com