Scott Wise

Scott Wise

Head of Mortgage Production | Reliance Financial I NMLS #1989712

A proud Texas native and second-generation mortgage professional, Scott Wise brings over 26 years of experience and a deep-rooted passion for home lending to his role as Head of Mortgage Production at Reliance Financial. With more than $2 billion funded and over 7,500 loans closed, Scott’s career is a testament to his expertise, consistency, and client-first approach.

Scott began his mortgage journey in 1998 with Countrywide Home Loans while attending college and has since worked with leading national banks and regional wholesale lenders. He specializes in helping first-time homebuyers and real estate investors navigate the home financing process with confidence, clarity, and personal care. His passion for service excellence is driven by a commitment to delivering 5-star experiences to every customer he and his sales team have the honor to serve.

Mortgage banking runs in Scott’s blood—his father was a mortgage broker, his mother a loan processor, and his uncle a VP at Countrywide—shaping his lifelong dedication to the industry.

Outside of work, Scott is a devoted father of two, including a child with special needs—an experience that has instilled in him deep patience, empathy, and resilience. He’s also a proud dog dad and lifelong entrepreneur who thrives on meaningful connections and making a positive impact in people’s lives.

Posts

Types Of Home Loans & Mortgages

Types Of Home Loans & Mortgages

What Is Debt To Income Ratio A Complete Guide

What Is Debt To Income Ratio: A Complete Guide

Jumbo Loan Rates 2026: A Complete Guide

Jumbo Loan Rates 2026: A Complete Guide

What Is Loan To Value Ratio A Complete Guide

What Is Loan To Value Ratio: A Complete Guide

What Salary Do You Need to Buy a $250K Home?

What Salary Do You Need to Buy a $250K Home?

What Salary Is Required to Qualify for a $200,000 Home Loan

What Salary Is Required to Qualify for a $200,000 Home Loan

How to Qualify for a Mortgage with Student Loans

How to Qualify for a Mortgage with Student Loans

Refinancing Fees Breakdown: A Complete Guide

Refinancing Fees Breakdown: A Complete Guide

Are Refinance Rates Expected to Go Down Soon

Are Refinance Rates Expected to Go Down Soon?

California Median Home Prices by County: A Complete Breakdown

California Median Home Prices by County: A Complete Breakdown

What Are Mortgage Points & How Do They Work

What Are Mortgage Points & How Do They Work

Is a Homeowners Association Right for You? A Buyer’s Guide

Is a Homeowners Association Right for You? A Buyer’s Guide

Mortgage Refinancing Checklist 2026

Mortgage Refinancing Checklist 2026

Why Lenders Deny Loans After Pre-Approval What Homebuyers Need to Know

Why Lenders Deny Loans After Pre-Approval: What Homebuyers Need to Know

Are H1B Visa Holders Eligible for FHA Loans Find Out if You Qualify

Are H1B Visa Holders Eligible for FHA Loans? Find Out if You Qualify

How Much Income Do You Need for a $500,000 Mortgage

How Much Income Do You Need for a $500,000 Mortgage?

What Price Home Can You Buy With a $70,000 Salary

What Price Home Can You Buy With a $70,000 Salary?

Does Refinancing Affect Your Credit Score? What You Should Know

Does Refinancing Affect Your Credit Score? What You Should Know

Non QM Home Loan Rates United States 2026

Non QM Home Loan Rates United States 2026

Bank Statement Mortgage Loans: How Self-Employed Borrowers Get Approved

Bank Statement Mortgage Loans: How Self-Employed Borrowers Get Approved

How Much Income Do You Need to Qualify for a $400,000 Mortgage?

How Much Income Do You Need to Qualify for a $400,000 Mortgage?

Best DSCR Lenders in 2025: A Complete Comparison Guide

Best DSCR Lenders in 2025: A Complete Comparison Guide

Cash-Out Refinance Rates 2026: 30-Year, FHA, VA, and Non-QM Explained

Cash-Out Refinance Rates 2026: 30-Year, FHA, VA, and Non-QM Explained

FHA Cash-Out Refinance: Requirements, Limits, and 2026 Guidelines

FHA Cash-Out Refinance: Requirements, Limits, and 2026 Guidelines

DSCR Loans Explained: The Ultimate 2026 Investor’s Guide

DSCR Loans Explained: The Ultimate 2026 Investor’s Guide

Cash-Out Refinance: How It Works, Requirements, and 2026 Strategies

Cash-Out Refinance: How It Works, Requirements, and 2026 Strategies

How Much Income Do You Need to Qualify for a $300,000 Mortgage?

How Much Income Do You Need to Qualify for a $300,000 Mortgage?

VA Cash-Out Refinance Eligibility, Loan Limits, and 2026 Benefits

VA Cash-Out Refinance Eligibility, Loan Limits, and 2026 Benefits

Home Affordability on a $100K Income Explained

Home Affordability on a $100K Income Explained

Non Qualified Mortgage Loan: The Complete 2026 Guide

Non Qualified Mortgage Loan: The Complete 2026 Guide

Are Mortgage Points Tax Deductible in 2026

Are Mortgage Points Tax Deductible in 2026?

Top 5 Myths About Reverse Mortgages

Top 5 Myths About Reverse Mortgages

How Much House Can I Afford in 2026?

How Much House Can I Afford in 2026?

Best Mortgage Lenders in CA for 2026

Best Mortgage Lenders in CA for 2026

How to Pay Off a Mortgage in 5 Years

How to Pay Off a Mortgage in 5 Years: A Step by Step Guide to Financial Freedom

What Does Entitlement Mean On A Mortgage Loan

What Does Entitlement Mean On A Mortgage Loan

Mortgage Backed Securities

What Are Mortgage Backed Securities

What Is A Jumbo Mortgage Loan

What Is A Jumbo Mortgage Loan

How To Pay-Off Your Mortgage Faster

How To Pay Off Your Mortgage Faster

Is Mortgage Interest Tax Deductible

Is Mortgage Interest Tax Deductible

Cash Out Refinance vs HELOC

Cash Out Refinance vs HELOC: Which Makes More Sense

Why Do Mortgage Payments Go Up

Why Do Mortgage Payments Go Up

Low Down Payment Home Loans

Best Low Down Payment Home Loans For 2026

How To Determine Mortgage Payments

How To Determine Mortgage Payments

What are Second Home Mortgage Rates

What are Second Home Mortgage Rates

What Is The Average Mortgage Rate

What Is Average Mortgage Rate?

Current FHA Mortgage Rates

Current FHA Mortgage Rates

How Soon Can You Refinance Your Home

How Soon Can You Refinance Your Home

What Are Navy Federal Mortgage Rates

What Are Navy Federal Mortgage Rates

How Much Does It Cost To Refinance A 30-Year Fixed Mortgage

How Much Does It Cost To Refinance A 30-Year Fixed Mortgage?

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