What is a jumbo loan?

A jumbo loan is a mortgage that exceeds the conforming loan limit for the applicable county and property type.

Can I get a jumbo loan with 10% down?

Qualified borrowers may be eligible for jumbo loan options with as little as 10% down, depending on credit, reserves, loan amount, property type, and underwriting requirements.

Can RSU income help with jumbo loan qualification?

RSU or equity compensation may be considered in a jumbo loan review depending on documentation, vesting history, company type, continuity, and lender guidelines.

Can self-employed borrowers qualify for jumbo loans?

Self-employed borrowers may qualify through traditional documentation or alternative income programs such as bank statement jumbo loans, depending on the full borrower profile.

Is this calculator a loan approval?

No. The calculator is for educational purposes only and does not constitute loan approval, a commitment to lend, or an offer of credit.

Jumbo Loan Calculator

Reliance Financial® Jumbo Financing

Explore Your Jumbo Buying Power

Estimate your jumbo loan payment, buying power, cash needed, and potential financing options in minutes.

Loan amounts up to $3,500,000

Jumbo options with as little as 10% down

Bank statement programs available

ARM and interest-only jumbo options

Important: This calculator is for educational and informational purposes only. It does not constitute a loan approval, commitment to lend, or an offer of credit. Rates, payments, qualification options, and cash-to-close estimates may vary based on borrower profile, credit, documentation, reserves, property type, occupancy, market conditions, and underwriting requirements. Reliance Financial NMLS #309198 | CA DRE #01436097.

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Headquarters:
11501 Dublin Blvd STE #200,
Dublin CA 94568

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NMLS #309198

NMLS #309198. California DFPI Financing Law License, 60DBO131682. California DRE Real Estate Corporation License Mortgage Loan Originator (MLO) License Endorsement DRE, 01434193. Texas SML. Mortgage Company License. Colorado Mortgage Broker Company Registration. Florida Mortgage Broker License, MBR4277. Washington Consumer Loan Company License, CL-309198. Michigan 1st Mortgage Broker License, FL0023552. Virginia Broker License, MC-7310.