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Mortgage Lenders San Marcos

Mortgage Lenders San Marcos

Mortgage Lenders San Marcos – If you’re considering relocating to San Marcos, you’re not the only one. Being one of the top locations to live in Texas, San Marcos boasts great schools, a bustling center, and easy access to the outdoors. In this guide, we’ll be revealing some of the numerous locations that contribute to this city’s beauty as a place to live, along with a list of mortgage lenders San Marcos TX to get in touch with for you begin your beautiful life here.

Living in San Marcos can’t get better. Being a medium-sized city in Hays county, Texas, San Marcos has a lot of variety to offer something to everyone.

The most crucial factor for any home buyer is affordability. No one can afford to drain their salary just on housing costs. Job availability is another important factor to keep in mind.. With a large selection of restaurants and cafes, the food scene is also great. With numerous benefits in employment, education, healthcare, and the great outdoors, San Marcos is a terrific city to call your home.

Perks Of Living Insan Marcos TX

  1. High Quality of Life: Overall, San Marcos has a higher liveability rating than average. To evaluate a decent standard of quality of life in comparison to other cities, an assessment of characteristics such as education, crime, and cost of living, is used to calculate the rating of the city’s data points and contributing elements.
  2. Cost of Living: The cost of living is a key factor to take into account when deciding where to relocate. San Marcos has a lower cost of living than the majority of the state’s cities and the average for the entire country. Housing, utilities, groceries, transportation, health care, and other products and services also tend to be less expensive than they are in other locations.
  3. Education: On a state and national level, San Marcos’ general education and school system are regarded as good and remain above average. This region boasts high enrollment rates, favorable teacher-student ratios, and high graduation rates across the board. Your child will get an excellent education because the school system is doing better than the state average.
  4. Great Location: This city’s location is excellent because it’s simple to spend a day or a weekend visiting the nearby large cities of Austin and San Antonio. You’ll have the opportunity to live in a hill country without having to pay excessive rent or deal with heavy traffic. Wide open spaces, historical sites, gently rolling hills, and vibrant wildflowers are abundant in the city. You can also find college facilities, amazing music, water activities, and more to explore.

Real Estate Trends In San Marcos TX

  • The housing market in San Marcos is incredibly competitive. Homes in San Marcos typically receive 2 offers and sell within 30 days.
  • In San Marcos, the average sale price of a home last month was $855K, an increase of 6.1% from the previous year. San Marcos’s average sale price per square foot is $487, an increase of 5.1% from the previous year.
  • Properties also  typically sell after 38 days on the market as opposed to 12 days the year before.
  • In November of this year, 46 properties were sold, compared to 88 in November of last year.

List Of Mortgage Lenders San Marcos TX

To make finding and financing a home easier for you, we have compiled a list of the top 3 mortgage lenders who can help you secure your dream home in San Marcos.

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1. Reliance Financial

Mortgage lenders with years of experience and professionalism make up the core of Reliance Financial. Every day, our mortgage lenders and financial consultants put forth a lot of effort to make sure you feel at home. We are your top choice for mortgage lenders in San Marcos, Texas, thanks to our superior service, affordable rates, and quick closing times. You can anticipate a hassle-free process from beginning to end and quick responses to all of your queries along the way.

Customer service is ingrained in the culture at Reliance Financial. Our advisors are sincere and diligent individuals who offer the best answers for your needs. The best home loan experience in San Morcos can be had by one of our knowledgeable mortgage consultants.

With over 18 years of experience, we can supply you with the most suitable and economical mortgage program using our experience and knowledge.

Contact us today!

Email: sales@reliancefinancial.com

02:48 17 Jun 23
Scott Wise and his team at Reliance Financial, Dublin, CA, achieved a smooth, 9-day close for the purchase of a SFR on 6/13/2023. His professionalism and customer care are exemplary and his encyclopedic knowledge of the lending process [a DSCR loan, in this case] was key to this transaction's success. Mr. Wise is a "doer" and represents the best in the lending and real estate industries. INCLUDE him in YOUR team. RECOMMENDED! - SW
Caroline YehCaroline Yeh
03:47 19 Apr 23
Last year I purchased a home and Reliance Financial Mortgage was instrumental in helping me through the process. Lucky Sandhu, and the team at Reliance Financial Mortgage made it easy and stress-free. They were always available to answer my questions and they were patient and understanding as I navigated the process.I was particularly impressed with the level of communication from the team at Reliance Financial Mortgage. They kept me updated on my loan status every step of the way and they were always available to answer my questions.I would highly recommend Reliance Financial Mortgage to anyone who is looking to buy a home. They are a great team of professionals who will make the home buying process as easy and stress-free as possible.I would not hesitate to use Reliance Financial Mortgage again if I ever need to buy a home in the future. Thanks Lucky and team for all your support and help!
Parth PatelParth Patel
23:56 03 Apr 23
When it comes to our mortgage lending needs there is no other place we will go to other than Reliance Financial. As first-time homebuyers, we needed a lot of guidance and an honest approach to addressing our questions and needs. Lucky and his team did an excellent job on making sure we felt comfortable and relaxed from start-to-finish. I recommend Lucky and his team to all homebuyers, especially first-time homebuyers! This is a team you can trust and count-upon.
Ninderjit SandhuNinderjit Sandhu
00:54 08 Dec 22
As a real estate agent, I have trusted Lucky and his team for several transactions including my own home purchase and refinance. The entire Reliance Financial team works like a family to help guide my customers with the best loan options for them including helping answer their questions on qualification. Several of my customers are self-employed and they require additional hand holding. Lucky and his team are always there to guide them properly and patiently and ensure the best outcomes for my homebuyers. When it comes to mortgage lending, I deeply trust Lucky and Team Reliance Financial to take of my customers.
Phillip ApleyPhillip Apley
23:52 19 Oct 22
Well let me start by saying that buying a home was one of the most stressful things I've ever done lol. However Scott Wise from Reliance Financial did as much as humanly possible to alleviate it! We were approved by 2 other lenders first, and both of these lenders didn't do their due diligence and would have cost us some serious money had we gone with them. But Scott from day 1 was thorough and transparent. He would break things down visually and explain things. He would search for the best options for us and ultimately delivered on EVERYTHING he said he would! He was very patient with me and answered all questions or concerns as soon as any came up. I can't recommend him enough!! Go with someone you can trust. If you don't believe me go ahead and get some numbers from others and then bring them to Scott and watch him beat them substantially!
Cecilia ApleyCecilia Apley
17:52 11 Oct 22
Reliance Financial exceeded our expectations as first time home buyers! Scott Wise worked deliberately to help us find the perfect mortgage loan for me and my family. He found us the best rate and was transparent since our initial conversation. He was so knowledgeable of the options that we had and showed us numbers with no hesitation. His ability to break it down and explain the different loans, rates etc. provided us with peace of mind. We knew we had made the best decision as he and the team guided us through the process. We will for sure be using them for any future need and highly recommend you do so as well!
Michael CastiglioneMichael Castiglione
20:50 09 Aug 22
Lucky and the team at Reliance Financial have absolutely mastered the entire mortgage process from start to finish, making it beyond easy to obtain a mortgage. They provide blazing speed with loan approvals within hours and reach clear to close consistently in two weeks. It's because of their focus on the client experience that makes every client feel special and comfortable working with them. I cannot say enough good things about Reliance Financial!
Jaya GuptaJaya Gupta
05:25 01 Apr 22
Excellent experience and amazing customer serviceWe worked with Lucky Sandhu on an investment real estate deal. He is very knowledgeable, transparent and a pleasure to work with. He takes the time to educate and answers any and all your questions. He helped us find the best rates and made sure that he personally guided us through the process.He also has an excellent and very responsive team. They were always on top of all the items and made sure that the appraisal and closing happened before time, even though we had a very tight deadline! Any time we had questions, we got a response immediately from them.They will be our go to partners going forward. Highly recommend Lucky and his team!
Munir SayaniMunir Sayani
22:52 30 Mar 22
RelFin team were amazing to work with! The process as a first time homebuyer can be difficult to navigate but Lucky, Katrina and team did an great job in making the process transparent and easy to understand! All the while being quick to respond and going the extra mile! They provided unbeatable rates and were patient in helping me come to a decision I was comfortable with. I am very happy that I got a chance to work with RelFin and would definitely recommend them!
Manaswini KoustubhManaswini Koustubh
17:35 22 Oct 21
Excellent service by Reliance FinancialWe had an amazing experience working with Lucky and his team at Reliance Financial for our mortgage loan on our new home! Being first time home buyers in the US, we had a lot of questions and concerns, Lucky explained us all the steps in detail and helped us make an informed decision, that made us close our deal on time. They are very good both with emails and are always available to work on our requests. It wouldn't have been a smooth sail with our new place if it was not for Lucky and his fantastic team. Thank you Reliance Financial. Highly recommend this team to anyone currently browsing for mortgage financing!!
Sidak SandhuSidak Sandhu
05:22 29 Nov 18
I have worked with Lucky Sandhu on several real estate deals, both personal and investment (in State and out of State) over several years. He has always been very professional, knowledgeable and just a good person to work with. He takes the time to educate you and answers all your questions. My main take away from dealing with Lucky is, he does not over promise and under deliver. We have always had a candid honest discussion on various topics around real estate. He has been a great partner in helping us build our real estate portfolio. Thinking back, we could not have purchased our first home without Lucky's personal help and guidance.He is a CPA, who has graduated from one of the best universities in the world with an extensive network in the Bay Area. He thinks like a business man and is genuine, humble and overall very passionate and knowledge about the real estate field. Highly recommended.

2. Bank Of Texas

Bank of Texas is one of the most reputed mortgage lenders in San Marcos. They take pride in serving the neighborhood’s financing needs, the local economy, and small companies as they strive to achieve their operational and growth objectives. Their attention is on you and developing proactive, accommodating alliances that support your success. Their staff members are devoted to Texas and will collaborate with you by taking the time to comprehend your demands.

See also  Mortgage Companies McKinney TX

3. Fairway Independent Mortgage

Customers come first at Fairway Independent Mortgage Corporation. They are committed to locating excellent rates and lending choices for their San Marcos clients. They frequently give you the best mortgage options at a reasonable rate while providing some of the fastest turn times in the business.

With a  goal to serve as your trusted advisor, they can offer you highly individualized service and support you through each stage of the loan application, approval, and closing processes. Everything is intended to go above and beyond expectations, bring happiness, and build trust.


When purchasing a home, choosing the best mortgage personalized to you can become your biggest issue. The appropriate mortgage program for funding your new home purchase can only be identified with the assistance of a qualified and experienced mortgage consultant.

We consistently close loans more quickly at Reliance Financial than the national average. Additionally, you can anticipate quick answers to all of your inquiries throughout the road. We can select the ideal lending program for you from among the many that are offered. Every unique circumstance receives a unique response from us at sales@reliancefinancial.com. Contact us today to begin your journey of buying a home in the gorgeous city of San Marcos.