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Mortgage Lenders Corpus Christi

Mortgage Lenders Corpus Christi

Mortgage Lenders Corpus Christi – You have arrived at the appropriate location if you are considering moving to this lovely coastal city. This guide will inform you about this wonderful city, its amenities, its real estate market, and the best mortgage companies in Corpus Christi to assist you in purchasing the perfect home for you.

Currently home to 325,780 people and ranked as the eighth-largest city in Texas, Corpus Christi is rapidly rising to the top of the list of finest places to live in the state. As the “Sparkling City by the Sea,”, Corpus Christi is most recognized for its immaculate coastline, reasonable cost of living, robust economy, and variety of outdoor pursuits like windsurfing, sailing, and kiteboarding.

Perks of Living in Corpus Christi

Corpus Christi is a beautiful coastal city in Texas. It’s well known for its stunning white beaches and crystal-clear waters. The city is also home to a variety of interesting attractions, including the Texas State Aquarium and the USS Lexington Museum. 

Here are just a few of the things that residents love about Corpus Christi:

Low Cost of Living

Corpus Christi is the second most inexpensive place to live in Texas and has the 15th lowest cost of living in the nation. Rent prices and other living costs including those for utilities, food, and transportation are all below average. Living in Corpus Christi will also enable you to save more money in the long term due to the city’s affordable housing costs and lack of a state income tax.

Employment Opportunities

Corpus Christi is a great place to find employment opportunities. The city is home to a number of major corporations and businesses. If you’re looking for a career change, Corpus Christi is a great place to start your search. The city has a number of job openings in a variety of industries, including healthcare, technology, and finance.

Wide Range of Cultural Attractions

From historical museums, including the USS Lexington and the Art Museum of South Texas, to cultural attractions, including the Marina Arts District and the shows performed at the Old Concrete Street Amphitheater, there are many ways you can indulge in the rich culture and history of this city.

The Natural Attractions

This city offers a variety of natural attractions for everyone to enjoy in addition to its fantastic urban activities. The longest undeveloped barrier island in the world, Padre Island Seashore, and Aransas National Wildlife Refuge are just some of the many beautiful natural attractions the residents get to enjoy.

Real Estate Trends in Corpus Christi

As Corpus Christi continues to grow, the demand for real estate increases. Here are a few of the latest trends in the Corpus Christi real estate market:

  • According to Movoto, there are over 130 brand-new homes for sale in Corpus Christi and 1783 active home listings overall. 
  • Property prices have remained stable for the past year as the median listing price has only risen from $285,000 in 2021 to $295,000 in June 2022. 
  • Houses are also typically sold after being on the market for 46 days, which is over the national average of 38 days. 
  • According to Redfin, the average homes sell for about 8% less than the listing price.
  • Hot properties can go pending in around 23 days for a price that is roughly 1% less than the listed price.

All of this indicates that the housing market in Corpus Christi is stable, allowing home buyers to make financially sound decisions when buying a property.  And, with these numbers, there is a good possibility that you will be able to snatch a great deal when looking for a house in Corpus Christi.

Current Mortgage and Refinance Rates

To help you stay updated, we are providing you with the existing home purchase financing and refinancing rates for the different loan types in Texas.

PROGRAMSRATE1 week CHANGEAPR1 week CHANGE
30-Year Fixed Rate4.96 %⬇0.28 %5.04 %⬇0.28 %
20-Year Fixed Rate4.77 %0.00 %4.87 %0.00 %
15-Year Fixed Rate4.18 %⬇0.17 %4.32 %⬇0.18 %
10-Year Fixed Rate4.36 %⬇0.02 %4.56 %⬇0.01 %
7-year ARM5.00 %⬇0.17 %4.57 %⬇0.01 %
5-year ARM4.25 %⬇0.70 %4.19 %⬇0.16 %

Data source: ©Zillow, Inc..

Keep in mind that these rates can change over time. Our goal is to deliver you the most recent mortgage rates in Corpus Christi, Texas to support you a towards a more informed home buying experience. 

Types of Homes in Demand in Corpus Christi

The demand for waterfront property is high. Many people are looking for homes or condos with a view of the water.

There is also a growing demand for luxury homes and condo complexes. As more people move to Corpus Christi, they’re looking for higher-end properties.

Many people are moving to Corpus Christi to retire. As a result, there is an increased demand for retirement communities and senior living facilities.

List Of Mortgage Lenders In Corpus Christi

Obtaining the best mortgage rate is an important consideration whether you’re a novice buyer or a seasoned real estate investor. No one wants to go through a difficult mortgage and home financing procedure, either. As a result, we have compiled a list of the top mortgage lenders in Corpus Christi to ensure a seamless mortgage and home finance process for you. This ranking is based on feedback from client testimonials online, a lender’s business profile, and the level of experience each lender possesses.

1. Reliance Financial

For Corpus Christi residents seeking home loans, Reliance Financial offers a high-quality customer experience. Having been in business for almost 20 years, we are striving towards being the most popular mortgage lending choice among home buyers in Corpus Christi. We will complete the processing and approval of your home loan quickly and effectively. Our ability to offer various mortgage loan and program options is made possible only by our deep lending experience and our techology stock. We provide low credit loans, conventional mortgage loans, FHA loans, VA loans, and more to suit your financial needs.

In Texas, Reliance Financial provides affordable rates, outstanding client care, and a speedy loan approval process. We’ve established a solid reputation in the market by delivering for our clients of low rates, speed in closing the loan transaction, and full transparency through the loan process. Our financial advisors are highly professional and skilled to follow the best practices in the mortgage lending industry.

Contact us today to get a free quote.  Email: sales@reliancefinancial.com

2. John the Mortgage Man

One of the independently owned and operated mortgage lenders in Corpus Christi is John the Mortgage Man. With over 26 years of expertise in the mortgage industry, John is a skilled mortgage broker. The goal of John and his team is to eliminate any uncertainty surrounding the loan procedure and guarantee that you receive the best mortgage possible for your particular circumstances.

John’s mortgage company has access to excellent home loan solutions that can expedite and simplify this procedure. They offer unmatched customer service and look forward to keeping in touch with the customers. They make the choice using their experience and a house loan that is appropriate for the circumstances. To better meet the demands of the client, they provide a comprehensive selection of loan kinds, programs, and refinancing choices. Customers can request a free price quote.

3. Fairway Independent

One of the best mortgage lenders in Corpus Christi has been Fairway Independent. Customer service is ingrained in how Fairway Independent Mortgage Corporation operates. They are committed to locating excellent rates and lending choices for their clients. They want to give you incredibly individualized service and support you at every stage of the loan application procedure.

Fairway Independent is aware of the value of home ownership. As a result, their team of skilled mortgage professionals will do everything possible to discover the best loan program and price for your needs. Additionally, because every stage of the mortgage loan transaction is handled locally, they have a track record of closing loans at a swift pace.

4. Capital Home Mortgage

Capital Home Mortgage offers a full array of mortgage solutions for any mortgage need. They are a direct mortgage lender and servicer. Their highly skilled mortgage specialists will collaborate with you to identify the ideal lending package to suit your goals and financial situation. Their goal is to make the American Dream of homeownership a reality for borrowers, and they do this by taking a progressive approach to lending and streamlining the mortgage application process.

Conclusion

If you’re thinking of buying a house in Corpus Christi now is a great time to do it. The real estate market is booming, and there are plenty of properties to choose from. Whether you’re looking for a waterfront home or a luxury condo complex, Corpus Christi has something for everyone.

The best mortgage companies in Corpus Christi can help reduce your stress that can be involved in home buying.  They will help you get the best financing options, deliver on the lowest rates available, and provide you an overall frictionless experience. Contact Reliance Financial today to help you locate and secure the perfect home loan for you. You can rely on us to expedite and simplify the loan application process whether you want to buy a new house, refinance your existing mortgage, or expand your investment portfolio. Start your online loan application now or call us with your questions at (888) 973-5346. We are honored to serve you.