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Mortgage Brokers And Lenders In Riverside CA

Mortgage Brokers And Lenders In Riverside CA

Mortgage Brokers And Lenders In Riverside, CA – For people who want to be close to Los Angeles but don’t want to deal with the high cost of living and traffic associated with it, moving to Riverside, California, might be the best solution. Our list of the best mortgage brokers and lenders in Riverside, CA can help get you started on the process of finding a new home.

Through this guide, you can learn about some of the cool facts that make Riverside stand out among other California cities as well as obtain a list of some of the best mortgage lenders who can make living here a reality!

Interesting Facts about Riverside

Riverside is located in Southern California and gets its name from the Santa Ana River which flows through the city. The population of Riverside is just over 300,000 making it the 12th most populous city in the state. It’s located about 60 miles east of Los Angeles and is easily accessible via the 91, 60, or 215 freeways.

Riverside also has more than 85 miles of biking and hiking trails and has the second largest urban park system in the country.  For people who love the outdoors and want to spend their daily lives surrounded by natural beauty, this city is perfect! Riverside is also popular for its citrus production and is home to the California Citrus State Historic Park.

Known as the “City of Arts and Innovation”, Riverside has more than 30 public art installations throughout the city. There are also many museums, theaters, and music venues. The Riverside Art Museum is one of the most popular cultural attractions in the city and features rotating exhibitions of contemporary art.

Perks of Living in Riverside

Riverside offers its residents a wealth of entertainment and cultural options. The city is home to a number of theaters, museums, and art galleries, as well as a variety of festivals and events throughout the year. In addition, Riverside’s food scene is diverse and exciting, with something to please every palate. From farm-to-table restaurants to street food vendors, there is no shortage of delicious options to choose from.

Another great perk of living in Riverside is the temperate Mediterranean weather. Unlike some of the other cities in California, Riverside’s weather is mild all year round, making it a great place to live for those who enjoy outdoor activities. This means that you can enjoy the beautiful California scenery all year long! This city is also home to several popular tourist attractions, such as the Mission Inn and the Fox Performing Arts Center.

The economy is also thriving as there are plenty of employment opportunities, and the cost of living is relatively affordable. In addition, Riverside is home to a number of excellent schools, both public and private. Some of the most popular private schools in the city include Notre Dame High School and Polytechnic School. Charter schools are also growing in popularity, and many families choose to send their children to these publicly-funded schools. With so many options available, families in Riverside have plenty of choices when it comes to finding the right school for their children.

If you’re considering moving to Riverside, California, these are just a few of the many reasons why it’s an amazing place to live! And with our list of the best mortgage lenders in the city, you can make your dream of living here a reality.

Current Real Estate Trends in Riverside, California

Median Home Price: Redfin reports that the median price of a property sold in Riverside last year was $625K, an increase of 14.4% from the previous year. However, this is way below the average price of houses in California, which is around $898K!

Riverside Housing Market: The Riverside housing market is currently a seller’s market, with the average home spending only 49 days on the market before being sold according to Realtor.com.

Housing Inventory: Realtor.com reports that there are over 1000 homes for sale. There is a variety of options for homebuyers to choose from, including but not limited to modern farmhouses, lake houses, condos, and single-family homes.

Interest Rates: Interest rates for a 30-year fixed mortgage are currently at 5.265% according to Nerdwallet. However, some lenders are offering special programs for qualified buyers that can help you secure a lower interest rate.

Fast Moving Real Estate: Although the average homes sell for only about 2% above the listing price, highly demanded homes can sell for about 5% above the list price and go pending in only 8 days.

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Overall, the current real estate market in Riverside is excellent for buyers. There are plenty of homes available at all price points, and the competition for properties is relatively low. It’s also a great time to buy a home in Riverside if you’re interested in investing in real estate. The current market values are still relatively low compared to what they will be in the future, so now is a great time to purchase a property and see it appreciate in value over time.

However, it’s important to remember that the market is constantly changing, so it’s important to stay up-to-date on the latest trends and pricing information.

Mortgage Brokers and Lenders in Riverside, California

When shopping for a home, it’s important to work with a qualified mortgage broker and lender who can help you get the best deal on a mortgage. In Riverside, there are a number of excellent brokers and lenders to choose from, so it’s important to do your research and find the right one for you.

The mortgage brokers in Riverside are experienced in helping buyers secure mortgages for all types of homes, including but not limited to modern farmhouses, lake houses, condos, and single-family homes. They can also help you secure a loan with a low-interest rate, which can save you thousands of dollars over the life of your loan.

So if you’re looking for a home in Riverside, be sure to work with one of the many qualified mortgage companies listed below:

1. Reliance Financial

At Reliance Financial, we are committed to delivering low rates and costs to our customers. We compare rates from some of the best mortgage lenders in America to ensure that our customers always get the best possible deal. In addition, we are continually innovating our processes to make them faster and more efficient.

We strive to close our transactions in 21 days or less, and our rate quote feature allows you to access live rates and loan-related closing fees with ease. Plus, our sales team members are W2 employees, so you can be sure that there is no pressure on you to make a decision. We provide personalized guidance throughout your loan process, and we are always available to answer any questions you may have.

Conveniently, you can check your rate quote, start your pre-qualification process, and complete your loan all within minutes from anywhere at any time. When it comes to mortgages, rely on Reliance Financial for the best experience possible.

Contact us today to learn more about how we can help you with your mortgage needs. Email: sales@reliancefinancial.com.

02:48 17 Jun 23
Scott Wise and his team at Reliance Financial, Dublin, CA, achieved a smooth, 9-day close for the purchase of a SFR on 6/13/2023. His professionalism and customer care are exemplary and his encyclopedic knowledge of the lending process [a DSCR loan, in this case] was key to this transaction's success. Mr. Wise is a "doer" and represents the best in the lending and real estate industries. INCLUDE him in YOUR team. RECOMMENDED! - SW
Caroline YehCaroline Yeh
03:47 19 Apr 23
Last year I purchased a home and Reliance Financial Mortgage was instrumental in helping me through the process. Lucky Sandhu, and the team at Reliance Financial Mortgage made it easy and stress-free. They were always available to answer my questions and they were patient and understanding as I navigated the process.I was particularly impressed with the level of communication from the team at Reliance Financial Mortgage. They kept me updated on my loan status every step of the way and they were always available to answer my questions.I would highly recommend Reliance Financial Mortgage to anyone who is looking to buy a home. They are a great team of professionals who will make the home buying process as easy and stress-free as possible.I would not hesitate to use Reliance Financial Mortgage again if I ever need to buy a home in the future. Thanks Lucky and team for all your support and help!
Parth PatelParth Patel
23:56 03 Apr 23
When it comes to our mortgage lending needs there is no other place we will go to other than Reliance Financial. As first-time homebuyers, we needed a lot of guidance and an honest approach to addressing our questions and needs. Lucky and his team did an excellent job on making sure we felt comfortable and relaxed from start-to-finish. I recommend Lucky and his team to all homebuyers, especially first-time homebuyers! This is a team you can trust and count-upon.
Ninderjit SandhuNinderjit Sandhu
00:54 08 Dec 22
As a real estate agent, I have trusted Lucky and his team for several transactions including my own home purchase and refinance. The entire Reliance Financial team works like a family to help guide my customers with the best loan options for them including helping answer their questions on qualification. Several of my customers are self-employed and they require additional hand holding. Lucky and his team are always there to guide them properly and patiently and ensure the best outcomes for my homebuyers. When it comes to mortgage lending, I deeply trust Lucky and Team Reliance Financial to take of my customers.
Phillip ApleyPhillip Apley
23:52 19 Oct 22
Well let me start by saying that buying a home was one of the most stressful things I've ever done lol. However Scott Wise from Reliance Financial did as much as humanly possible to alleviate it! We were approved by 2 other lenders first, and both of these lenders didn't do their due diligence and would have cost us some serious money had we gone with them. But Scott from day 1 was thorough and transparent. He would break things down visually and explain things. He would search for the best options for us and ultimately delivered on EVERYTHING he said he would! He was very patient with me and answered all questions or concerns as soon as any came up. I can't recommend him enough!! Go with someone you can trust. If you don't believe me go ahead and get some numbers from others and then bring them to Scott and watch him beat them substantially!
Cecilia ApleyCecilia Apley
17:52 11 Oct 22
Reliance Financial exceeded our expectations as first time home buyers! Scott Wise worked deliberately to help us find the perfect mortgage loan for me and my family. He found us the best rate and was transparent since our initial conversation. He was so knowledgeable of the options that we had and showed us numbers with no hesitation. His ability to break it down and explain the different loans, rates etc. provided us with peace of mind. We knew we had made the best decision as he and the team guided us through the process. We will for sure be using them for any future need and highly recommend you do so as well!
Michael CastiglioneMichael Castiglione
20:50 09 Aug 22
Lucky and the team at Reliance Financial have absolutely mastered the entire mortgage process from start to finish, making it beyond easy to obtain a mortgage. They provide blazing speed with loan approvals within hours and reach clear to close consistently in two weeks. It's because of their focus on the client experience that makes every client feel special and comfortable working with them. I cannot say enough good things about Reliance Financial!
Jaya GuptaJaya Gupta
05:25 01 Apr 22
Excellent experience and amazing customer serviceWe worked with Lucky Sandhu on an investment real estate deal. He is very knowledgeable, transparent and a pleasure to work with. He takes the time to educate and answers any and all your questions. He helped us find the best rates and made sure that he personally guided us through the process.He also has an excellent and very responsive team. They were always on top of all the items and made sure that the appraisal and closing happened before time, even though we had a very tight deadline! Any time we had questions, we got a response immediately from them.They will be our go to partners going forward. Highly recommend Lucky and his team!
Munir SayaniMunir Sayani
22:52 30 Mar 22
RelFin team were amazing to work with! The process as a first time homebuyer can be difficult to navigate but Lucky, Katrina and team did an great job in making the process transparent and easy to understand! All the while being quick to respond and going the extra mile! They provided unbeatable rates and were patient in helping me come to a decision I was comfortable with. I am very happy that I got a chance to work with RelFin and would definitely recommend them!
Manaswini KoustubhManaswini Koustubh
17:35 22 Oct 21
Excellent service by Reliance FinancialWe had an amazing experience working with Lucky and his team at Reliance Financial for our mortgage loan on our new home! Being first time home buyers in the US, we had a lot of questions and concerns, Lucky explained us all the steps in detail and helped us make an informed decision, that made us close our deal on time. They are very good both with emails and are always available to work on our requests. It wouldn't have been a smooth sail with our new place if it was not for Lucky and his fantastic team. Thank you Reliance Financial. Highly recommend this team to anyone currently browsing for mortgage financing!!
Sidak SandhuSidak Sandhu
05:22 29 Nov 18
I have worked with Lucky Sandhu on several real estate deals, both personal and investment (in State and out of State) over several years. He has always been very professional, knowledgeable and just a good person to work with. He takes the time to educate you and answers all your questions. My main take away from dealing with Lucky is, he does not over promise and under deliver. We have always had a candid honest discussion on various topics around real estate. He has been a great partner in helping us build our real estate portfolio. Thinking back, we could not have purchased our first home without Lucky's personal help and guidance.He is a CPA, who has graduated from one of the best universities in the world with an extensive network in the Bay Area. He thinks like a business man and is genuine, humble and overall very passionate and knowledge about the real estate field. Highly recommended.

2. Secure Choice Lending

At Secure Choice Lending, they pride themselves on being a full-service mortgage lender that can secure you a mortgage that doesn’t break the bank. Their team of financial experts is adept at matching consumer needs with appropriate loan programs and levels of risk, streamlining the lending experience. Whether you are looking to purchase a new home, refinance, or get a reverse mortgage, they have you covered.

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With loan officers versed in all mortgage types, solutions to your home-buying questions are a phone call away. Dedicated to providing their clients with the best possible service, they offer free quotes and fee sheets upfront so that there are no surprises down the road. Contact them today to see how we can help you secure the mortgage of your dreams!

3. First Lending Solutions

At First Lending Solutions, they understand that securing the best possible financing is essential to achieving your homeownership goals. Since 2005, they have been committed to offering their clients the lowest possible rates and providing outstanding customer service. Their experienced loan officers will work with you to find the ideal financing solution for your unique situation.

They are proud to have helped finance thousands of loans, and they look forward to helping you find, keep and afford your dream home. Contact them today to learn more about our services and how we can help you reach your homeownership goals.

4. National One Mortgage

At National One Mortgage, they take the guesswork out of finding a mortgage loan. As a mortgage lender in Riverside, CA, they work with their clients to find the loans that best suit their current or future needs.

They are a one-stop shop for all your real estate needs! In addition to working with an experienced and knowledgeable mortgage lender, you can also take advantage of their in-house real estate agent with National Realty Group. Their team is dedicated to making your home buying process as smooth and stress-free as possible.

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5. Mortgage Solutions Financial

Since 1995, Mortgage Solutions Financial has been helping families across the country achieve their homeownership dreams. Founded by retired Air Force Officer Roy Clennan, Mortgage Solutions Financial is a family-owned company that is committed to excellence in customer service. Under the leadership of Rob Clennan, the company has grown to include locations and hundreds of employees nationwide.

Mortgage Solutions Financial offers a comprehensive range of services to help individuals and families procure new homes, refinance their existing mortgages and reduce their monthly payments. With professional staff members who live in the communities they serve, Mortgage Solutions Financial is your neighbor and partner in achieving your homeownership goals.


Riverside is a great place to buy a house for many reasons. The city has beautiful weather, ample job opportunities, and plenty of activities and amenities to keep residents busy and happy. Additionally, Riverside boasts an affordable cost of living when compared to other major metropolitan areas in the country.

If you are looking for a place to call home that offers all the conveniences and comforts of a big city without the high price tag, then Riverside is definitely worth considering. If you’re looking for a reliable and trustworthy mortgage company in Riverside, CA, then you should definitely consider giving Reliance Financial a call.

They have been in the business for over 20 years and have a proven track record of providing their clients with the best possible service. Additionally, they offer some of the lowest interest rates in the area, so you can be sure that you’re getting the best deal possible. Contact them today to for securing your dream home!