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Mortgage Lenders Fresno

Mortgage Lenders Fresno

Mortgage Lenders Fresno – When it comes to buying a house, Fresno, California, is a great place to be. The cost of living is relatively low, the climate is pleasant, and there are plenty of job opportunities. In addition, Fresno is home to a diverse population, with people from all walks of life calling it their home. With affordable prices and a wide variety of neighborhoods to choose from, you’re sure to find the perfect home for your family. To assist you in purchasing your dream home, mortgage lenders in Fresno can provide you with excellent services.

Let’s Get to Know More About Fresno

This vibrant city is located in the San Joaquin Valley. There is never a dull moment in this metropolis, which is the fifth-largest in the state of California. The city has over 1.88 million acres of the most productive farmland in the world and is known for its agricultural wealth.

Fresno also has about 300 days of sunshine a year. Yosemite, Kings Canyon, and Sequoia are only a 90-minute drive from Fresno, making it the only metropolitan area in California to be situated in the middle of three national parks. 

Why Move To Fresno?

The Fresno residents find it a terrific place to live and work. Let’s understand why hundreds of families continue to move here every year.

Cost Of Living: Fresno is one of the most inexpensive cities of California. The price of almost everything, including food, healthcare, housing, and transportation, is far lower than the state average. Even healthcare expenses in Fresno are 9.4% less expensive than those nationwide.

Best of Both Worlds: Fresno offers metro lifestyle and convenience with a small-town feel. City lovers are drawn to the area by the abundance of stores, fantastic restaurants, and large businesses. In addition, farmers’ markets, community events, and friendly neighbors are all warming small-town hearts.

Outdoor Recreation: The San Joaquin River runs through Fresno, providing many opportunities for fishing, swimming, rafting, and kayaking. There are also numerous parks and hiking trails in the area. And several championship courses located in Fresno for golf lovers.

Booming Economy: Other than farming, Fresno is home to a ton of unique activities that offer its citizens a wealth of exciting alternatives. As a result, by the year 2024, there should be 43,000 more jobs in the city, representing a growth in employment of 12.3% over the next ten years.

Family-Friendly Environment: Fresno is a great place to raise a family. The crime rate is relatively low, and there are plenty of activities and events for families to enjoy together. In addition, the schools in Fresno are some of the best in California.

Best Education System: There are 100 schools in the Fresno Unified School District, serving 70,088 students. Each year, the Fresno Unified School District spends $14,848 on each student. In addition, 99.8% of the Fresno Unified School District teachers are certified, and 83.7% have three or more years of experience.

Real Estate Trends In Fresno

Fresno is one of the top domestic markets in the nation to watch in 2022. 

Median Home Price: According to Redfin, the median sale price of a home in June 2022 was $381,000. This was an increase of 10.8% from the previous year. The median listing home price per square foot is $239.

Days on Market: Compared to last year, when properties typically spent 8 days on the market before selling, most homes now spend 9 days there.

Fast Moving Real Estate: Redfin reports that the average homes sell for about 2% over the listing price. On the other hand, hot homes can sell for 5% over the listing price and go pending in only 6 days.

Housing Inventory: According to Realtor.com, there are over 1,500 homes for sale with around 130 newly constructed houses.

The real estate market in Fresno is hot, with homes selling for over the listing price and properties spending an average of 9 days on the market. So, if you are considering purchasing a home in Fresno, now is a good time to do so. With so much variety in the types of housing available, you are sure to find the perfect match for you!

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List Of Mortgage Lenders In Fresno

Because every mortgage lender has access to different loans with different rates, finding a mortgage provider who will make an effort to guarantee that you get the best rate available is essential. For your reference, below is a list of the best mortgage lenders in Fresno.

1. Reliance Financial

Reliance Financial is one of the premiere mortgage lenders in Fresno, CA. We take pride in providing excellent financing service with low rates. In addition, we make the loan application procedure easy, clear-cut, and quick for all kinds of borrowers. Whether you’re seeking to refinance an existing loan or are purchasing your dream home, our team of highly qualified mortgage specialists is here to assist you in finding the best financing choice.

The lowest possible interest rates and the best customer service are priorities for Reliance Financial. We utilize cutting-edge technologies to simplify the loan application process for our clientele. In addition, we establish close ties with each of our customers to ensure that their mortgages follow their life goals. If you’re looking for a mortgage advisor that you can rely on, look no further than Reliance Financial. We’re here to help you achieve your dreams.

Contact us today to learn more about how we can help you with your mortgage needs. 

Email: sales@reliancefinancial.com.

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02:48 17 Jun 23
Scott Wise and his team at Reliance Financial, Dublin, CA, achieved a smooth, 9-day close for the purchase of a SFR on 6/13/2023. His professionalism and customer care are exemplary and his encyclopedic knowledge of the lending process [a DSCR loan, in this case] was key to this transaction's success. Mr. Wise is a "doer" and represents the best in the lending and real estate industries. INCLUDE him in YOUR team. RECOMMENDED! - SW
Caroline YehCaroline Yeh
03:47 19 Apr 23
Last year I purchased a home and Reliance Financial Mortgage was instrumental in helping me through the process. Lucky Sandhu, and the team at Reliance Financial Mortgage made it easy and stress-free. They were always available to answer my questions and they were patient and understanding as I navigated the process.I was particularly impressed with the level of communication from the team at Reliance Financial Mortgage. They kept me updated on my loan status every step of the way and they were always available to answer my questions.I would highly recommend Reliance Financial Mortgage to anyone who is looking to buy a home. They are a great team of professionals who will make the home buying process as easy and stress-free as possible.I would not hesitate to use Reliance Financial Mortgage again if I ever need to buy a home in the future. Thanks Lucky and team for all your support and help!
Parth PatelParth Patel
23:56 03 Apr 23
When it comes to our mortgage lending needs there is no other place we will go to other than Reliance Financial. As first-time homebuyers, we needed a lot of guidance and an honest approach to addressing our questions and needs. Lucky and his team did an excellent job on making sure we felt comfortable and relaxed from start-to-finish. I recommend Lucky and his team to all homebuyers, especially first-time homebuyers! This is a team you can trust and count-upon.
Ninderjit SandhuNinderjit Sandhu
00:54 08 Dec 22
As a real estate agent, I have trusted Lucky and his team for several transactions including my own home purchase and refinance. The entire Reliance Financial team works like a family to help guide my customers with the best loan options for them including helping answer their questions on qualification. Several of my customers are self-employed and they require additional hand holding. Lucky and his team are always there to guide them properly and patiently and ensure the best outcomes for my homebuyers. When it comes to mortgage lending, I deeply trust Lucky and Team Reliance Financial to take of my customers.
Phillip ApleyPhillip Apley
23:52 19 Oct 22
Well let me start by saying that buying a home was one of the most stressful things I've ever done lol. However Scott Wise from Reliance Financial did as much as humanly possible to alleviate it! We were approved by 2 other lenders first, and both of these lenders didn't do their due diligence and would have cost us some serious money had we gone with them. But Scott from day 1 was thorough and transparent. He would break things down visually and explain things. He would search for the best options for us and ultimately delivered on EVERYTHING he said he would! He was very patient with me and answered all questions or concerns as soon as any came up. I can't recommend him enough!! Go with someone you can trust. If you don't believe me go ahead and get some numbers from others and then bring them to Scott and watch him beat them substantially!
Cecilia ApleyCecilia Apley
17:52 11 Oct 22
Reliance Financial exceeded our expectations as first time home buyers! Scott Wise worked deliberately to help us find the perfect mortgage loan for me and my family. He found us the best rate and was transparent since our initial conversation. He was so knowledgeable of the options that we had and showed us numbers with no hesitation. His ability to break it down and explain the different loans, rates etc. provided us with peace of mind. We knew we had made the best decision as he and the team guided us through the process. We will for sure be using them for any future need and highly recommend you do so as well!
Michael CastiglioneMichael Castiglione
20:50 09 Aug 22
Lucky and the team at Reliance Financial have absolutely mastered the entire mortgage process from start to finish, making it beyond easy to obtain a mortgage. They provide blazing speed with loan approvals within hours and reach clear to close consistently in two weeks. It's because of their focus on the client experience that makes every client feel special and comfortable working with them. I cannot say enough good things about Reliance Financial!
Jaya GuptaJaya Gupta
05:25 01 Apr 22
Excellent experience and amazing customer serviceWe worked with Lucky Sandhu on an investment real estate deal. He is very knowledgeable, transparent and a pleasure to work with. He takes the time to educate and answers any and all your questions. He helped us find the best rates and made sure that he personally guided us through the process.He also has an excellent and very responsive team. They were always on top of all the items and made sure that the appraisal and closing happened before time, even though we had a very tight deadline! Any time we had questions, we got a response immediately from them.They will be our go to partners going forward. Highly recommend Lucky and his team!
Munir SayaniMunir Sayani
22:52 30 Mar 22
RelFin team were amazing to work with! The process as a first time homebuyer can be difficult to navigate but Lucky, Katrina and team did an great job in making the process transparent and easy to understand! All the while being quick to respond and going the extra mile! They provided unbeatable rates and were patient in helping me come to a decision I was comfortable with. I am very happy that I got a chance to work with RelFin and would definitely recommend them!
Manaswini KoustubhManaswini Koustubh
17:35 22 Oct 21
Excellent service by Reliance FinancialWe had an amazing experience working with Lucky and his team at Reliance Financial for our mortgage loan on our new home! Being first time home buyers in the US, we had a lot of questions and concerns, Lucky explained us all the steps in detail and helped us make an informed decision, that made us close our deal on time. They are very good both with emails and are always available to work on our requests. It wouldn't have been a smooth sail with our new place if it was not for Lucky and his fantastic team. Thank you Reliance Financial. Highly recommend this team to anyone currently browsing for mortgage financing!!
Sidak SandhuSidak Sandhu
05:22 29 Nov 18
I have worked with Lucky Sandhu on several real estate deals, both personal and investment (in State and out of State) over several years. He has always been very professional, knowledgeable and just a good person to work with. He takes the time to educate you and answers all your questions. My main take away from dealing with Lucky is, he does not over promise and under deliver. We have always had a candid honest discussion on various topics around real estate. He has been a great partner in helping us build our real estate portfolio. Thinking back, we could not have purchased our first home without Lucky's personal help and guidance.He is a CPA, who has graduated from one of the best universities in the world with an extensive network in the Bay Area. He thinks like a business man and is genuine, humble and overall very passionate and knowledge about the real estate field. Highly recommended.
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2. Alameda Mortgage

Alameda Mortgage Corporation offers clients qualified mortgage lending choices in the greater Fresno area. Their crew is prepared to assist clients with any mortgage requirements and is qualified and knowledgeable. The company prioritizes quality over quantity and may finalize loans for customers in as little as 15 days while providing well-informed advice. To meet their client’s needs, they provide a range of options.

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Alameda Mortgage offers personalized loan solutions for customers with various requirements and spending limits. Customers are eligible for a free consultation. Contact them today for more information.

3. Platinum Home Mortgage

One of the biggest independent mortgage providers in the region is Platinum Home Mortgage. When it comes to their customer’s financial needs, their crew is committed to providing top-notch customer service. They research the market to locate the greatest mortgage deal for your situation. This mortgage firm offers financing options to their clients to satisfy their unique needs and expectations. They strive to make the mortgage application and approval procedure as simple and easy as possible for the client.

4. Kings Mortgage

Kings Mortgage Services, Inc. is a full service mortgage firm located in Clovis that offers services to clients in and around the area, including Fresno. It provides a range of lending options, including conventional, jumbo, FHA, VA, and USDA loans. With its online application form and contact information, the business also provides clients with advice on refinancing their mortgages. Kings Mortgage Services maintains an in-house underwriting, processing, and funding division.

5. Western Pioneers Financial

Families and individuals in Fresno and the surrounding areas can take advantage of the services offered by Western Pioneer Financial. It provides a range of alternatives for home purchases and refinancing, including jumbo loans, adjustable rate mortgages, FHA, VA, and 15- and 30-year fixed mortgages. It also deals with reverse mortgages, which help clients 62 years of age and older turn home equity into cash without making monthly payments. Together, the team’s experience in the finance and real estate industries exceeds 35 years.

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Conclusion

Everyone has a somewhat different definition of what it means to live the California dream. And although some people appreciate living near the seaside and trees, others might prefer a shorter commute to work and a variety of cheap housing options. Thankfully, Fresno has everything you need. The city has a lot to offer in terms of jobs, education, and entertainment. With its central location in California, residents also have easy access to some of the most beautiful areas in the country. 

The team at Reliance Financial has more than 18 years of loan experience. We consistently rank among the best mortgage companies in California regarding overall client satisfaction. Given the constantly moving nature of our housing and mortgage markets, we can help you sort through the many possibilities to find the right loan for your family, your needs, and your financial status. Fresno is an up-and-coming city with a lot to offer, so don’t wait any longer – make it your home! Contact Reliance Financial to begin your home buying journey today!