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Mortgage Broker Pasadena

Mortgage Brokers in Pasadena

Mortgage Broker Pasadena – It can feel like an endless flood of paperwork once the home-buying process in Pasadena gets going. Fortunately, there are many people available to assist in maintaining clarity along the process. The procedures and documentation needed to move from having your offer accepted to receiving the keys to your house can all be explained by your real estate agent, loan officer, and processor. However, a knowledgeable and trustworthy Pasadena mortgage broker can assist you with a successful mortgage application and low mortgage rates.

Find amiable and competent people along the route to assist you in making this property-buying experience enjoyable. Give Reliance Financial a call or send us an email if you’re ready to speak with a Pasadena-based mortgage broker for a free consultation. Additionally, you can begin your mortgage application online.

Let’s Know About Beautiful Pasadena, California

  • Love Los Angeles, but want to escape the bustle? You ought to think about relocating to Pasadena! Pasadena, which is located at the base of the San Gabriel Mountains, features opulent residences as well as an abundance of places to eat, shop, and have fun. The name Pasadena is “Crown City”.
  • The people of Pasadena are generally educated. Over 50% of Pasadena inhabitants have earned a bachelor’s degree or above, while the vast majority of individuals have completed high school. As the location of both the California Institute of Technology and the Jet Propulsion Laboratory, Pasadena has a significant presence in science and technology. The majority of people in Pasadena are white (42%), followed by Hispanic (32%), Asian (15%), and Black (10%). In addition to English, Spanish and Chinese are the two most common languages spoken.
  • For a night out of the town or some weekend shopping, head to the Old City. Pasadena is full of unique shops, clubs, and eateries. And for some esoteric information, Pasadena’s environment is brightly colored and audibly enhanced by six kinds of naturalized parrots.
  • There are numerous possibilities for public transportation. In addition to providing rail service to and from Pasadena, Los Angeles Metro’s Gold Line also provides bus service. Foothill Transit, LADOT, Metro Local, Metro Express, and Metro Rapid are additional options.

The Housing Market In Pasadena, CA

  • 342 properties are currently up for sale on the Pasadena real estate market. In Pasadena, there were 2.1% more homes for sale in October 2022 than there were in September 2022. The median list price was $1,095,542 in October 2022, while the average age of listings was 24 days.
  • The home market in this area experienced the following changes in listing prices between September and October 2022: Prices of residences with one bedroom rose by 17.3%, those with two bedrooms rose by 13.3%, those with three bedrooms rose by 11.4%, those with four bedrooms rose by 3.4%, and those with five bedrooms rose by 9.3%.
  • These changes to the housing market inventory are: Inventory of one-bedroom homes fell by 3.4%, that of two-bedroom homes shrank by 1.9%, that of three-bedroom homes rose by 2.3%, that of four-bedroom homes rose by 2.1%, and that of five-bedroom homes soared by 25%.
  • In October 2022, the housing market in Pasadena, California saw over 38 listings sell for more than their asking price, over 16 at the asking price, and over 29 for less.

List Of Top Mortgage Brokers In Pasadena

Here we have curated the list of best mortgage brokers with the most updated and in-depth information about the brokers. All of these mortgage brokers will guide you through easy-to-follow loan applications as per your requirements.

1. Reliance Financial

Reliance Financial Company has earned a reputation as one of the premier mortgage firms in Pasadena. By utilizing its expertise and wide-ranging network of lending partners, the organization has been offering consumers in California, Texas, Colorado, Michigan, Washington, and Virginia the best financing options since 2004.

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The company’s seasoned and senior loan officers are Lucky Sandhu, president, and Scot Wise, sales director, and senior mortgage advisor. Its team is dedicated to providing its clients with professional guidance, incredibly low-interest rates, and top-notch customer support. They assist you at each stage of the mortgage application procedure.

With customized loan alternatives that save you time and money, Reliance Financial assists you in purchasing the home of your dreams. From pre-approval to closing, our objective is to deliver the best service while saving you money. With 18 years of industrial experience, thousands of satisfied customers, and a leading position in Pasadena, California, we have been in business. They make certain that each client receives personalized solutions for their particular demands and objectives.

Email: sales@reliancefinancial.com

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02:48 17 Jun 23
Scott Wise and his team at Reliance Financial, Dublin, CA, achieved a smooth, 9-day close for the purchase of a SFR on 6/13/2023. His professionalism and customer care are exemplary and his encyclopedic knowledge of the lending process [a DSCR loan, in this case] was key to this transaction's success. Mr. Wise is a "doer" and represents the best in the lending and real estate industries. INCLUDE him in YOUR team. RECOMMENDED! - SW
Caroline YehCaroline Yeh
03:47 19 Apr 23
Last year I purchased a home and Reliance Financial Mortgage was instrumental in helping me through the process. Lucky Sandhu, and the team at Reliance Financial Mortgage made it easy and stress-free. They were always available to answer my questions and they were patient and understanding as I navigated the process.I was particularly impressed with the level of communication from the team at Reliance Financial Mortgage. They kept me updated on my loan status every step of the way and they were always available to answer my questions.I would highly recommend Reliance Financial Mortgage to anyone who is looking to buy a home. They are a great team of professionals who will make the home buying process as easy and stress-free as possible.I would not hesitate to use Reliance Financial Mortgage again if I ever need to buy a home in the future. Thanks Lucky and team for all your support and help!
Parth PatelParth Patel
23:56 03 Apr 23
When it comes to our mortgage lending needs there is no other place we will go to other than Reliance Financial. As first-time homebuyers, we needed a lot of guidance and an honest approach to addressing our questions and needs. Lucky and his team did an excellent job on making sure we felt comfortable and relaxed from start-to-finish. I recommend Lucky and his team to all homebuyers, especially first-time homebuyers! This is a team you can trust and count-upon.
Ninderjit SandhuNinderjit Sandhu
00:54 08 Dec 22
As a real estate agent, I have trusted Lucky and his team for several transactions including my own home purchase and refinance. The entire Reliance Financial team works like a family to help guide my customers with the best loan options for them including helping answer their questions on qualification. Several of my customers are self-employed and they require additional hand holding. Lucky and his team are always there to guide them properly and patiently and ensure the best outcomes for my homebuyers. When it comes to mortgage lending, I deeply trust Lucky and Team Reliance Financial to take of my customers.
Phillip ApleyPhillip Apley
23:52 19 Oct 22
Well let me start by saying that buying a home was one of the most stressful things I've ever done lol. However Scott Wise from Reliance Financial did as much as humanly possible to alleviate it! We were approved by 2 other lenders first, and both of these lenders didn't do their due diligence and would have cost us some serious money had we gone with them. But Scott from day 1 was thorough and transparent. He would break things down visually and explain things. He would search for the best options for us and ultimately delivered on EVERYTHING he said he would! He was very patient with me and answered all questions or concerns as soon as any came up. I can't recommend him enough!! Go with someone you can trust. If you don't believe me go ahead and get some numbers from others and then bring them to Scott and watch him beat them substantially!
Cecilia ApleyCecilia Apley
17:52 11 Oct 22
Reliance Financial exceeded our expectations as first time home buyers! Scott Wise worked deliberately to help us find the perfect mortgage loan for me and my family. He found us the best rate and was transparent since our initial conversation. He was so knowledgeable of the options that we had and showed us numbers with no hesitation. His ability to break it down and explain the different loans, rates etc. provided us with peace of mind. We knew we had made the best decision as he and the team guided us through the process. We will for sure be using them for any future need and highly recommend you do so as well!
Michael CastiglioneMichael Castiglione
20:50 09 Aug 22
Lucky and the team at Reliance Financial have absolutely mastered the entire mortgage process from start to finish, making it beyond easy to obtain a mortgage. They provide blazing speed with loan approvals within hours and reach clear to close consistently in two weeks. It's because of their focus on the client experience that makes every client feel special and comfortable working with them. I cannot say enough good things about Reliance Financial!
Jaya GuptaJaya Gupta
05:25 01 Apr 22
Excellent experience and amazing customer serviceWe worked with Lucky Sandhu on an investment real estate deal. He is very knowledgeable, transparent and a pleasure to work with. He takes the time to educate and answers any and all your questions. He helped us find the best rates and made sure that he personally guided us through the process.He also has an excellent and very responsive team. They were always on top of all the items and made sure that the appraisal and closing happened before time, even though we had a very tight deadline! Any time we had questions, we got a response immediately from them.They will be our go to partners going forward. Highly recommend Lucky and his team!
Munir SayaniMunir Sayani
22:52 30 Mar 22
RelFin team were amazing to work with! The process as a first time homebuyer can be difficult to navigate but Lucky, Katrina and team did an great job in making the process transparent and easy to understand! All the while being quick to respond and going the extra mile! They provided unbeatable rates and were patient in helping me come to a decision I was comfortable with. I am very happy that I got a chance to work with RelFin and would definitely recommend them!
Manaswini KoustubhManaswini Koustubh
17:35 22 Oct 21
Excellent service by Reliance FinancialWe had an amazing experience working with Lucky and his team at Reliance Financial for our mortgage loan on our new home! Being first time home buyers in the US, we had a lot of questions and concerns, Lucky explained us all the steps in detail and helped us make an informed decision, that made us close our deal on time. They are very good both with emails and are always available to work on our requests. It wouldn't have been a smooth sail with our new place if it was not for Lucky and his fantastic team. Thank you Reliance Financial. Highly recommend this team to anyone currently browsing for mortgage financing!!
Sidak SandhuSidak Sandhu
05:22 29 Nov 18
I have worked with Lucky Sandhu on several real estate deals, both personal and investment (in State and out of State) over several years. He has always been very professional, knowledgeable and just a good person to work with. He takes the time to educate you and answers all your questions. My main take away from dealing with Lucky is, he does not over promise and under deliver. We have always had a candid honest discussion on various topics around real estate. He has been a great partner in helping us build our real estate portfolio. Thinking back, we could not have purchased our first home without Lucky's personal help and guidance.He is a CPA, who has graduated from one of the best universities in the world with an extensive network in the Bay Area. He thinks like a business man and is genuine, humble and overall very passionate and knowledge about the real estate field. Highly recommended.
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2. Delaware Pacific

In the City of Pasadena, Delaware Pacific is a renowned mortgage brokerage company that is privately owned and run. Since Delaware Pacific’s members are among the top professionals in their field, they have a wealth of experience addressing all possible mortgage scenarios.

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Our goal is to provide competent, honest service to our clients. Our objective is to offer our clients home loans at the lowest possible interest rates and closing expenses. Additionally, we promise to support borrowers in overcoming challenges that may come up when applying for a loan.

Even though we have included several of the most cutting-edge technological advancements in the market such as social networking, video marketing, and more, our client is our most important priority. Instead of treating each customer like a file, we take the time to get to know them as individuals and what their requirements are. Delaware Pacific wants you to use us for all of your requirements moving forward, not just one transaction.

3. New American Funding

The personnel at Pasadena direct lending company New American Funding is kind and knowledgeable, and they are dedicated to giving customers the best possible service. Rick and Patty, the founders and owners, are passionate about assisting homebuyers in the Pasadena area and across the nation in realizing their dream of becoming homeowners. Their staff is prepared to come up with solutions to satisfy each client’s unique needs. They take great pride in working as the most dependable mortgage bank and providing full-flagged mortgage solutions to the residents of Pasadena.

All types of clientele are served by New American Funding, which also holds the view that greater property purchases and community investment will benefit Pasadena. In the mortgage market, they work hard to offer the greatest services and most complete mortgage options. They have some of the greatest underwriters and funders in the industry who close loans swiftly and provide happy consumers.

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4. Motto Mortgage

Residents own and run Motto Mortgage. Because of this, we are knowledgeable about the local real estate market and proud to be a part of our thriving neighborhood. With the ease of today’s digital mortgage options, you’ll receive individualized attention. We’re here for you whether you prefer in-person interactions, in-depth phone calls, or only digital communication.

Our lending experts can analyze a large range of potential mortgage solutions from many different sources, unlike banks and mortgage lenders. Due to the fierce competition created by this, only the lenders with the most appealing rates and offerings will remain in business. To locate the home loan options that best meet your needs, our loan originators can compare hundreds of these affordable possibilities. They will resemble your mortgage shopper.

5. Emory Financial

Mortgage brokerage Emory Financial works with clients in Pasadena and the surrounding areas. The business assists people and families in becoming eligible for lending programs like cash-out refinancing, house refinancing, and home purchase loans. Emory Financial provides residential real estate loans as a mortgage lender. The firm’s mortgage agents, Jon Lam and Derek Shao respond to inquiries from clients about mortgages. Shao has more than ten years of experience in the mortgage industry.

Conclusion

A mortgage broker is an independent person who assists prospective homebuyers in obtaining the best rate when obtaining a loan to purchase a home. A mortgage broker handles the job for you rather than you visiting each lender to request a rate quote. To learn as much as you can about brokers in your region, it is always crucial to do your research. You may find all of your questions and mortgage needs answered at Reliance Financial.