Best Mortgage Companies in Texas – Purchasing a house in Texas is about much more than that. For us, it’s a part of the incredible lifestyle of living in the United States’ most beautiful state. From Bluebonnet flowers to the Texan barbeques and chili, from the best amenities to the most gorgeous nightlife, from the rodeos to country music festivals, the state has so many things to offer its residents. No wonder so many well-known corporations are moving their headquarters to Texas.
It is generally known that everything is bigger in Texas. The statistics seem to back it up when it comes to companies, families, and individuals moving to Texas. With a population of over 30 million people, Texas is the second-most densely populated state in the United States. According to worldpopulationreview.com the median age among the residents of the state is approximately 34.2 years of age.
Around 3.8 million Texans are aged 60 and above, with that number predicted to rise to more than 6 million by 2030. Our nation’s veterans find Texas to be an ideal place to own their homes. According to the United States Department of Veterans Affairs, in 2021 Texas had the highest number of home purchase transactions. The financial industry in Texas is one of the busiest businesses in the United States since many of these seniors own their homes with high home equity.
As Texas draws more and more American families to move to various cities in Texas, they are undoubtedly searching for their new dream homes. With that in mind, we share our top recommendations about the most promising mortgage companies in Texas.
List of Mortgage Companies in Texas
Here is a list of the best mortgage companies in Texas, whether you’re looking for properties in Austin, San Antonio, Dallas, Houston, or other parts of Texas. To compile this list, we evaluated the consumer feedback, market trends, landing page features, and professional qualifications of these companies. These lenders will provide you with the best financing experience possible, as well as a mortgage that is simple to get.
1. Reliance Financial
Reliance Financial is one of Texas’ most dependable mortgage lenders. The Company’s main goal is to provide personalized financial guidance with prompt service, loan options, and tailored advice to fit the specific requirements of home buyers and homeowners. The company is highly customer-centric and dedicated to assisting its customers in achieving their homeownership dreams.
Reliance Financial has one of the most comprehensive loan products portfolios in the market, including conventional fixed-rate and adjustable-rate loans, cash-out and rate-term refinancing, jumbo, Federal Housing Administration (FHA), and Veterans Affairs (VA) loans. The company specializes in homebuyers who are looking for low down-payment options. You can qualify for a home with as little as a 3% down payment. Veterans can enjoy the lowest rates being offered in the state through Reliance Financial.
To ensure your success in acquiring your dream home, they provide instant pre-approvals, a 15-day closing, and the lowest interest rates available in the state. Additionally, they do not charge any application or processing fees. Competing lenders can charge between $1,500 to $2,000 in such fees. You can start your application process online on their website at www.reliancefinancial.com.
The company also uses a collaborative approach with business partners, such as realtors and construction companies. Business partners can have faith in their ability to complete tasks on schedule and to the highest professional standards. Customers have acknowledged their superior experiences with the company through over 300 5-Star testimonials. The company has been in business for over 18 years. Whether you are a homeowner or a prospective business partner you will enjoy working with the team of committed mortgage professionals. Whether you are a first-time home buyer or real estate agent, we invite you to experience the Reliance Financial difference today.
Phone: (888) 973-5346
2. Envoy Mortgage Limited
By fostering a culture that prioritizes consumers, makes investments in cutting-edge technology to increase efficiency and has an impact on the local communities, Envoy Mortgage Limited is transforming how customers and business associates view the mortgage process.
The company has been delivering a comprehensive range of loan products and bringing a quality experience to all facets of the home mortgage lending sector. Delivering a stress-free financing experience from start to finish for every homeowner and referral partner, they achieve your straightforward objective. Envoy Mortgage doesn’t just create flawless transactions with their commitment to quality and great service, they also build long-lasting relationships.
Location: 10496 Katy Freeway, Suite 250, Houston, TX 77043
3. Benchmark Mortgage
A wonderful group of mortgage experts may be found at Benchmark. At Benchmark, They have a distinct set of core beliefs that focus on customer satisfaction. This mortgage company in Texas has put together what we think is the best team in the financing business right now after carefully choosing each team member one at a time, and with an average of over ten years of industry expertise. Their team goes above and beyond to assist their branches, loan officers, and support staff, but they are ever ready to provide their consumers with an unmatched experience.
Location: 5160 Tennyson Parkway, Suite 1000, Plano, TX 75024
4. Citizens National Bank
Central Texas can count on the exceptional service and reliable security of Citizens National Bank in Brownwood. They are the most efficient lenders that are prepared and eager to assist you. As one of the top financial institutions in central Texas, this mortgage company has obtained a firm foothold in the region. They are a well-known and dependable institution. Their financial advisers and lending officers anticipate the expansion of the local economy as one of the major residential mortgage loan originators in central Texas.
Citizens National Bank stands out for several reasons, including its dedication to both its community and clients. They take pleasure in being an engaged member of its community, which is located in central Texas.
Location: 401 W. Commerce St. Brownwood, TX – 76801
5. CLM Mortgage
Houston and the surrounding areas are served by the mortgage brokerage firm CLM Mortgage, Inc. The independent local business specializes in providing mortgage financing options for people looking to buy freshly built homes. Their mortgage brokers have access to numerous local lenders’ diverse home loan alternatives. Conforming fixed-rate and ARMS loans, FHA, VA, jumbo, and USDA loans are a few of the products it provides. The company now offers blended loans and assistance for refinancing mortgages. Since 2006, CLM Mortgage has assisted homebuyers.
Location: 480 Wildwood Forest Drive, Spring, TX 77380
Our list of Texas mortgage companies is designed to assist you in obtaining the mortgage loan that will have the lowest interest rate and best suit your financial circumstances. Our own research and experience suggest that customers are looking for the following things in deciding on the best company that would be ideal for them:
- The best mortgage rate and closing costs
- Convenience in applying for the mortgage
- Personalized guidance
- Prompt customer service
While Reliance Financial tops our list of best mortgage companies in Texas due to its focus on delivering a high-quality overall customer experience. However, it is crucial for you to decide which team can best meet and exceed your needs.