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Lubbock Mortgage Lenders

Best Mortgage Lenders in Lubbock

Lubbock Mortgage Lenders – Lubbock is known as one of Texas’s more picturesque city and features tranquil landscapes and old-world architecture. For purchasing a home, you might also be tempted to go with the lender offering the lowest mortgage rate. However, there are a lot of things to consider when choosing your mortgage options. As a result, we have compiled information about some of the best of Lubbock mortgage lenders based on the aforementioned standards.

Lubbock has developed into a thriving metropolis. While a lot has changed since Lubbock’s incorporation in 1909, one thing has not altered: the city is still renowned for the friendliness and hospitality of its residents. Even still, you’re just as likely to see an Armani suit or the crimson soles of a pair of Louboutin shoes as you are to see a few cowboy hats. Because of its blend of traditional West Texas warmth and modern touches, Lubbock is a special city.

Financing the acquisition of a home, a big milestone, will likely involve a mortgage. You must be aware of mortgage terminology before selecting a lender. You will need to know about the fees, loan options, and the lender’s track record of providing excellent customer service. 

Reasons To Buy A Home Or Invest In Lubbock Real Estate

  • The fact that many of the properties in this area have cheap price tags is one of the biggest advantages of investing in the Lubbock real estate market. In Lubbock, the price of a property is only $144,900 on average, which is far less than the $200,000 national median listing price. You can receive far more for your money if you purchase real estate in Lubbock.
  • Despite having low starting prices, Lubbock homes enjoy strong rates of appreciation. This implies that the longer you keep a piece of property, the more likely it is that its value will continue to rise. If you intend to live in or rent out your house after renovation, you may find yourself sitting on a veritable gold mine in a few years when you decide to sell.
  • Lubbock also has a wide variety of housing types. There are several possibilities available to you, whether you want to buy a single-family home, a townhouse, or an apartment building. You’re more likely to be pleased with the outcome if you can invest in the property of your dreams as opposed to having to make do with one that only partially matches your criteria.
  • There are numerous outstanding schools in Lubbock. Whether property owners intend to sell their home or rent it out, this is a key selling element. Buyers choose to buy homes or reside in communities with excellent school districts, and Lubbock meets that description.

List of Best Mortgage Lenders in Lubbock

There are numerous different mortgage products available. Each of them is designed to meet a unique set of requirements for varied people. However, you have access to loans from a dizzying array of mortgage providers. Therefore, it is essential to ascertain whether this is serving your goals or theirs. We have compiled a list of reliable mortgage lenders in Lubbock as a consequence.

1. Reliance Financial

Reliance Financial is one of the top-rated mortgage lenders in Lubbock. We have been providing our clients with services of the greatest caliber. With honesty and integrity, our hardworking team of Lubbock mortgage lenders will offer you customized mortgage solutions. By responding quickly, they exceed customer expectations and deliver a great experience.

Our 18+ years of mortgage knowledge help our clients find the right loan at the right pricing. As a result, Reliance Financial has helped thousands of clients become homeowners and refinance their mortgages at a lower rate. Customers have access to an instant rate quote tool and an online application. We provide tailored recommendations based on the requirements and situation of the client. In addition, we streamline the procedure to reduce frustration.

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You can choose from a variety of loan products with the assistance of Reliance Financial, including fixed and adjustable rate mortgages, FHA, VA, USDA, and conventional loans, jumbo loans, refinancing choices, renovation loans, low down payment alternatives, and much more. We will be there for you every step of the journey, working hard to bring you home, whether you are thinking of buying a new house or refinancing your current mortgage.

Email: sales@reliancefinancial.com

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02:48 17 Jun 23
Scott Wise and his team at Reliance Financial, Dublin, CA, achieved a smooth, 9-day close for the purchase of a SFR on 6/13/2023. His professionalism and customer care are exemplary and his encyclopedic knowledge of the lending process [a DSCR loan, in this case] was key to this transaction's success. Mr. Wise is a "doer" and represents the best in the lending and real estate industries. INCLUDE him in YOUR team. RECOMMENDED! - SW
Caroline YehCaroline Yeh
03:47 19 Apr 23
Last year I purchased a home and Reliance Financial Mortgage was instrumental in helping me through the process. Lucky Sandhu, and the team at Reliance Financial Mortgage made it easy and stress-free. They were always available to answer my questions and they were patient and understanding as I navigated the process.I was particularly impressed with the level of communication from the team at Reliance Financial Mortgage. They kept me updated on my loan status every step of the way and they were always available to answer my questions.I would highly recommend Reliance Financial Mortgage to anyone who is looking to buy a home. They are a great team of professionals who will make the home buying process as easy and stress-free as possible.I would not hesitate to use Reliance Financial Mortgage again if I ever need to buy a home in the future. Thanks Lucky and team for all your support and help!
Parth PatelParth Patel
23:56 03 Apr 23
When it comes to our mortgage lending needs there is no other place we will go to other than Reliance Financial. As first-time homebuyers, we needed a lot of guidance and an honest approach to addressing our questions and needs. Lucky and his team did an excellent job on making sure we felt comfortable and relaxed from start-to-finish. I recommend Lucky and his team to all homebuyers, especially first-time homebuyers! This is a team you can trust and count-upon.
Ninderjit SandhuNinderjit Sandhu
00:54 08 Dec 22
As a real estate agent, I have trusted Lucky and his team for several transactions including my own home purchase and refinance. The entire Reliance Financial team works like a family to help guide my customers with the best loan options for them including helping answer their questions on qualification. Several of my customers are self-employed and they require additional hand holding. Lucky and his team are always there to guide them properly and patiently and ensure the best outcomes for my homebuyers. When it comes to mortgage lending, I deeply trust Lucky and Team Reliance Financial to take of my customers.
Phillip ApleyPhillip Apley
23:52 19 Oct 22
Well let me start by saying that buying a home was one of the most stressful things I've ever done lol. However Scott Wise from Reliance Financial did as much as humanly possible to alleviate it! We were approved by 2 other lenders first, and both of these lenders didn't do their due diligence and would have cost us some serious money had we gone with them. But Scott from day 1 was thorough and transparent. He would break things down visually and explain things. He would search for the best options for us and ultimately delivered on EVERYTHING he said he would! He was very patient with me and answered all questions or concerns as soon as any came up. I can't recommend him enough!! Go with someone you can trust. If you don't believe me go ahead and get some numbers from others and then bring them to Scott and watch him beat them substantially!
Cecilia ApleyCecilia Apley
17:52 11 Oct 22
Reliance Financial exceeded our expectations as first time home buyers! Scott Wise worked deliberately to help us find the perfect mortgage loan for me and my family. He found us the best rate and was transparent since our initial conversation. He was so knowledgeable of the options that we had and showed us numbers with no hesitation. His ability to break it down and explain the different loans, rates etc. provided us with peace of mind. We knew we had made the best decision as he and the team guided us through the process. We will for sure be using them for any future need and highly recommend you do so as well!
Michael CastiglioneMichael Castiglione
20:50 09 Aug 22
Lucky and the team at Reliance Financial have absolutely mastered the entire mortgage process from start to finish, making it beyond easy to obtain a mortgage. They provide blazing speed with loan approvals within hours and reach clear to close consistently in two weeks. It's because of their focus on the client experience that makes every client feel special and comfortable working with them. I cannot say enough good things about Reliance Financial!
Jaya GuptaJaya Gupta
05:25 01 Apr 22
Excellent experience and amazing customer serviceWe worked with Lucky Sandhu on an investment real estate deal. He is very knowledgeable, transparent and a pleasure to work with. He takes the time to educate and answers any and all your questions. He helped us find the best rates and made sure that he personally guided us through the process.He also has an excellent and very responsive team. They were always on top of all the items and made sure that the appraisal and closing happened before time, even though we had a very tight deadline! Any time we had questions, we got a response immediately from them.They will be our go to partners going forward. Highly recommend Lucky and his team!
Munir SayaniMunir Sayani
22:52 30 Mar 22
RelFin team were amazing to work with! The process as a first time homebuyer can be difficult to navigate but Lucky, Katrina and team did an great job in making the process transparent and easy to understand! All the while being quick to respond and going the extra mile! They provided unbeatable rates and were patient in helping me come to a decision I was comfortable with. I am very happy that I got a chance to work with RelFin and would definitely recommend them!
Manaswini KoustubhManaswini Koustubh
17:35 22 Oct 21
Excellent service by Reliance FinancialWe had an amazing experience working with Lucky and his team at Reliance Financial for our mortgage loan on our new home! Being first time home buyers in the US, we had a lot of questions and concerns, Lucky explained us all the steps in detail and helped us make an informed decision, that made us close our deal on time. They are very good both with emails and are always available to work on our requests. It wouldn't have been a smooth sail with our new place if it was not for Lucky and his fantastic team. Thank you Reliance Financial. Highly recommend this team to anyone currently browsing for mortgage financing!!
Sidak SandhuSidak Sandhu
05:22 29 Nov 18
I have worked with Lucky Sandhu on several real estate deals, both personal and investment (in State and out of State) over several years. He has always been very professional, knowledgeable and just a good person to work with. He takes the time to educate you and answers all your questions. My main take away from dealing with Lucky is, he does not over promise and under deliver. We have always had a candid honest discussion on various topics around real estate. He has been a great partner in helping us build our real estate portfolio. Thinking back, we could not have purchased our first home without Lucky's personal help and guidance.He is a CPA, who has graduated from one of the best universities in the world with an extensive network in the Bay Area. He thinks like a business man and is genuine, humble and overall very passionate and knowledge about the real estate field. Highly recommended.
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2 Benchmark Mortgage

Benchmark Mortgage is one of the most reliable and top-ranking mortgage lenders in Lubbock. Their staff is devoted to giving you excellent service and ensuring that your search for a new home is enjoyable. To bring you home, they work hard to offer the best service they can. Additionally, they support you throughout the entire mortgage process and use their expertise to assist your clients to realize their dreams.

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With a skilled and educated staff of mortgage specialists, Benchmark Mortgage provides excellent customer service. While attempting to give their clients the best service possible, they will be by your side at every turn.

3 Hometrust Mortgage

Excellent customer service and affordable mortgage rates are offered by Lubbock’s Mortgage Company, “Hometrust”. The business has dedicated itself to giving its clients and referral partners nothing less than the best service for more than three decades. They have reputable mortgage brokers on staff that is committed to assisting you in locating the ideal lending option for your requirements. Hometrust Mortgage has been a top-tier mortgage lender in the mortgage market for more than thirty years thanks to their commitment to offering value and exceptional customer service.

The entire loan application process will be walked you through by Hometrust Mortgage. Their underwriting and in-house processing have made sure that their clients receive the best loan program. They are a pure blend of a wide range of excellent loan programs. In this mortgage Texas, Florida, Georgia, Alabama, Tennessee, and New Mexico are additionally served by a lender in Lubbock.

4 Fil-American Mortgage Services

Residents of Lubbock can get mortgage refinancing solutions from Fil-American Mortgage Services. The company’s team of home loan experts wants to assist its consumers in obtaining the house of their dreams. We offer suggestions on how to negotiate discounts that will cut interest rates as well as any workable ways to lower monthly mortgage payments.

With regard to single- and multi-family homes, condominiums, townhouses, and prefabricated homes, Fil-American manages loans for home purchases, home equity loans, and home refinances. Fixed-rate, adjustable ARMS, and graduated payments are available as mortgage rate alternatives.

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5 Freedom Mortgage

The most well-known mortgage lender in Lubbock is called Freedom Mortgage. They are one of the top mortgage lenders in the country and the market leader in government-insured loans. This privately operated, full-service mortgage lender has over 25 years of experience working with clients in the US. All 50 states, the District of Columbia, Puerto Rico, and the Virgin Islands have granted them licenses.

Through our ties with financial institutions and experts in correspondent lending, wholesale services, commercial real estate financing, and small business loans, we have mortgage options to accommodate a wide range of needs and preferences.

Conclusion

You need a trusted counsel with the necessary credentials if you want to make wise financial decisions. In light of the current real estate market and banking standards, Reliance Financial offers values and market knowledge. When it comes to Lubbock Mortgage Lenders, we are your most trustworthy home-owning partners. You are welcome to Reliance Financial to obtain the lowest mortgage rates and the best mortgage programs for your requirements.