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Mortgage Broker Roseville

List of Top Mortgage Brokers in Roseville

Mortgage Broker Roseville – Roseville is a terrific place to live, work, and raise a family. There are numerous amenities and activities to enjoy, and the cost of living is reasonably low. You can appreciate and live in this city’s serene and lovely surroundings. Purchasing a home entails more than just locating a residence. Even if it’s one of your greatest financial decisions ever, you don’t have to do it alone. Roseville mortgage brokers will be a tremendous help to you.

Roseville is the city with the highest population. California’s Placer County is a part of the Sacramento metropolitan area. Only 20 miles northeast of the State Capitol is this area, which is a part of the larger Sacramento metropolitan area. The majority of people in Roseville own their homes, and the city has a thick suburban feel to it.

Everyone may have fun in this attractive city’s many different attractions and activities. Restaurants, coffee shops, and parks are plentiful in Roseville. There are many families and young professionals and the populace tends to lean Republican. Public schools in Rosevile have been given high marks. .

Reasons To Move To Roseville California

  • Cost of Living: The astonishingly low cost of living in Roseville is one of the city’s main attractions. Cost of living indices take into account things like the price of food and other necessities of life, childcare, transportation, utilities, healthcare, home prices, and other necessities of life. Roseville stands out as a more affordable option to other adjacent communities.
  • Housing Prices: As was already established, housing prices are taken into account when calculating an area’s overall cost of living. Compared to the rest of California, Roseville has more affordable housing costs overall. This provides many buyers with a lower rate than they had anticipated when purchasing in the Golden State.
  • The Job Market: Roseville is a haven for all types of retail employment. In the appropriate industries, it has a reliable and lucrative labor market. There are also many jobs in the service sector, which is a market that is constantly expanding. Roseville is a significant player in the corporate, railroad, and tech industries. Since the city’s roots are deeply rooted in the railroad industry, it only makes sense that Union Pacific would support local employment in the area.
  • Education opportunities: Large family sizes necessitate schools with an equal number of staff members. Since Roseville offers both public and private schools, this is a blessing. The top high school alternatives in Roseville all have graduation rates in the middle to upper 90% range, and according to the results of the unified testing, every student in the city of Roseville scored in the top 20% or above in both literacy and arithmetic.
  • Low Crime: The lower crime rates in Roseville are one of its many benefits. The crime rate in this reasonably safe city is much lower than the state and national averages. When compared to the national average, Roseville’s crime rate indexes, which do not include robberies, are 50% lower.

Housing Market in Roseville

  • The home market in Roseville has some competition. Homes in Roseville typically receive two offers and sell within 30 days. In Roseville, the average sale price of a home last month was $610K, an increase of 1.6% from the previous year. Roseville’s average sale price per square foot is $314, which is a 5.1% decrease from the prior year.
  • Homes in Roseville sold for a median price of $610K in October 2022, an increase of 1.6% over the same month the previous year. Homes in Roseville typically sell after 34 days on the market as opposed to 8 days the year before. In October of this year, 179 properties were sold, compared to 214 in October of last year.
  • Between August and October of this year, 28% of Roseville homebuyers looked to leave the city, while 72% wanted to remain in the metropolitan area.

List of Mortgage Brokers in Roseville

1. Reliance Financial

Reliance Financial has been a top leading mortgage broker in Roseville. We think figuring out the mortgage procedure doesn’t have to be difficult. You will work closely with a qualified specialist who will make sure you receive the mortgage you deserve when you work with us.

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Our mortgage staff is committed to providing you with the greatest financing options. To give you the best home loan experience possible, we collaborate. We can focus on supporting you with our specific skills because we each have our roles, resulting in a mortgage process that flows naturally from milestone to milestone.

To locate the loan that’s best for you, Reliance Financial offers the expertise. Our team is prepared to provide you with the exceptional mortgage experience you deserve, whether you are purchasing, refinancing, or remodeling. As a result of our dedication to open communication, you will always be aware of the status of your loan and have access to us if you have any queries. We provide a variety of financing products, including conventional, jumbo, FHA, and VA loans. 

Email: sales@reliancefinancial.com

02:48 17 Jun 23
Scott Wise and his team at Reliance Financial, Dublin, CA, achieved a smooth, 9-day close for the purchase of a SFR on 6/13/2023. His professionalism and customer care are exemplary and his encyclopedic knowledge of the lending process [a DSCR loan, in this case] was key to this transaction's success. Mr. Wise is a "doer" and represents the best in the lending and real estate industries. INCLUDE him in YOUR team. RECOMMENDED! - SW
Caroline YehCaroline Yeh
03:47 19 Apr 23
Last year I purchased a home and Reliance Financial Mortgage was instrumental in helping me through the process. Lucky Sandhu, and the team at Reliance Financial Mortgage made it easy and stress-free. They were always available to answer my questions and they were patient and understanding as I navigated the process.I was particularly impressed with the level of communication from the team at Reliance Financial Mortgage. They kept me updated on my loan status every step of the way and they were always available to answer my questions.I would highly recommend Reliance Financial Mortgage to anyone who is looking to buy a home. They are a great team of professionals who will make the home buying process as easy and stress-free as possible.I would not hesitate to use Reliance Financial Mortgage again if I ever need to buy a home in the future. Thanks Lucky and team for all your support and help!
Parth PatelParth Patel
23:56 03 Apr 23
When it comes to our mortgage lending needs there is no other place we will go to other than Reliance Financial. As first-time homebuyers, we needed a lot of guidance and an honest approach to addressing our questions and needs. Lucky and his team did an excellent job on making sure we felt comfortable and relaxed from start-to-finish. I recommend Lucky and his team to all homebuyers, especially first-time homebuyers! This is a team you can trust and count-upon.
Ninderjit SandhuNinderjit Sandhu
00:54 08 Dec 22
As a real estate agent, I have trusted Lucky and his team for several transactions including my own home purchase and refinance. The entire Reliance Financial team works like a family to help guide my customers with the best loan options for them including helping answer their questions on qualification. Several of my customers are self-employed and they require additional hand holding. Lucky and his team are always there to guide them properly and patiently and ensure the best outcomes for my homebuyers. When it comes to mortgage lending, I deeply trust Lucky and Team Reliance Financial to take of my customers.
Phillip ApleyPhillip Apley
23:52 19 Oct 22
Well let me start by saying that buying a home was one of the most stressful things I've ever done lol. However Scott Wise from Reliance Financial did as much as humanly possible to alleviate it! We were approved by 2 other lenders first, and both of these lenders didn't do their due diligence and would have cost us some serious money had we gone with them. But Scott from day 1 was thorough and transparent. He would break things down visually and explain things. He would search for the best options for us and ultimately delivered on EVERYTHING he said he would! He was very patient with me and answered all questions or concerns as soon as any came up. I can't recommend him enough!! Go with someone you can trust. If you don't believe me go ahead and get some numbers from others and then bring them to Scott and watch him beat them substantially!
Cecilia ApleyCecilia Apley
17:52 11 Oct 22
Reliance Financial exceeded our expectations as first time home buyers! Scott Wise worked deliberately to help us find the perfect mortgage loan for me and my family. He found us the best rate and was transparent since our initial conversation. He was so knowledgeable of the options that we had and showed us numbers with no hesitation. His ability to break it down and explain the different loans, rates etc. provided us with peace of mind. We knew we had made the best decision as he and the team guided us through the process. We will for sure be using them for any future need and highly recommend you do so as well!
Michael CastiglioneMichael Castiglione
20:50 09 Aug 22
Lucky and the team at Reliance Financial have absolutely mastered the entire mortgage process from start to finish, making it beyond easy to obtain a mortgage. They provide blazing speed with loan approvals within hours and reach clear to close consistently in two weeks. It's because of their focus on the client experience that makes every client feel special and comfortable working with them. I cannot say enough good things about Reliance Financial!
Jaya GuptaJaya Gupta
05:25 01 Apr 22
Excellent experience and amazing customer serviceWe worked with Lucky Sandhu on an investment real estate deal. He is very knowledgeable, transparent and a pleasure to work with. He takes the time to educate and answers any and all your questions. He helped us find the best rates and made sure that he personally guided us through the process.He also has an excellent and very responsive team. They were always on top of all the items and made sure that the appraisal and closing happened before time, even though we had a very tight deadline! Any time we had questions, we got a response immediately from them.They will be our go to partners going forward. Highly recommend Lucky and his team!
Munir SayaniMunir Sayani
22:52 30 Mar 22
RelFin team were amazing to work with! The process as a first time homebuyer can be difficult to navigate but Lucky, Katrina and team did an great job in making the process transparent and easy to understand! All the while being quick to respond and going the extra mile! They provided unbeatable rates and were patient in helping me come to a decision I was comfortable with. I am very happy that I got a chance to work with RelFin and would definitely recommend them!
Manaswini KoustubhManaswini Koustubh
17:35 22 Oct 21
Excellent service by Reliance FinancialWe had an amazing experience working with Lucky and his team at Reliance Financial for our mortgage loan on our new home! Being first time home buyers in the US, we had a lot of questions and concerns, Lucky explained us all the steps in detail and helped us make an informed decision, that made us close our deal on time. They are very good both with emails and are always available to work on our requests. It wouldn't have been a smooth sail with our new place if it was not for Lucky and his fantastic team. Thank you Reliance Financial. Highly recommend this team to anyone currently browsing for mortgage financing!!
Sidak SandhuSidak Sandhu
05:22 29 Nov 18
I have worked with Lucky Sandhu on several real estate deals, both personal and investment (in State and out of State) over several years. He has always been very professional, knowledgeable and just a good person to work with. He takes the time to educate you and answers all your questions. My main take away from dealing with Lucky is, he does not over promise and under deliver. We have always had a candid honest discussion on various topics around real estate. He has been a great partner in helping us build our real estate portfolio. Thinking back, we could not have purchased our first home without Lucky's personal help and guidance.He is a CPA, who has graduated from one of the best universities in the world with an extensive network in the Bay Area. He thinks like a business man and is genuine, humble and overall very passionate and knowledge about the real estate field. Highly recommended.

2. JJ Mack Mortgage

JJ Mack Team is a local most reputed mortgage lender in Roseville. This company’s manager is JJ Mack (CA). Since 2005, he has been assisting clients with financing their mortgages. JJ Mack prides himself on educating his customers. Their mission is to consistently deliver premium customer service and go above and beyond expectations. Your encounter with them will be joyful and stress-free, and they will offer you the greatest loan for your circumstances.

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First-time buyers, FHA, VA, refinancing, etc. are areas of expertise for the JJ Mack Mortgage team. They are here to inform you and help you decide on a home loan that is ideal for you and your family. They can assist you whether you want to sell your house for cash to pay off debt, make home improvements, or just have some additional money.

3. Catalyst Mortgage 

One of the top mortgage businesses in Roseville, California is Catalyst Mortgage. This company’s CEO and President is Brandon Haefele. To assist you in obtaining the home loan that is ideal for you, their staff offers the greatest home mortgage loan rates, refinancing rates, and home equity loans. They take pride in being a part of the neighborhood.

In Roseville, California, Catalyst Mortgage also operates a separate location. Catalyst Mortgage is pleased to offer outstanding loan conditions to veterans and active-duty service members who are prepared to purchase a house or refinance. A variable-rate mortgage (ARM) may also be converted into a fixed-rate mortgage. They assist a variety of clients, including first-time homebuyers, long-time homeowners, and investors looking to buy real estate for their investment portfolios.

4 CrossCountry Mortgage

CrossCountry Mortgage is a full-service mortgage broker in Roseville. We set ourselves apart from other mortgage lenders by supplying a wide range of home financing options and providing great customer service. We provide a wide variety of products in our portfolio, including conventional and jumbo mortgages, government-insured programs for veterans and rural homebuyers, and full-cash offer programs. Because every home buyer is unique, we ensure that there is a solution for every lifestyle and circumstance.

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5. Unified Home Loans

Unified Home Loans is a top-rated mortgage broker in Roseville, CA. The company’s mortgage broker is Paul Bozek. His top priority is giving his customers the best customer service possible while negotiating the best deal for them. They take pleasure in providing honest, ethical, and fair service to their customers. While offering great service and their unrivaled knowledge in home finance solutions, they cultivate intimate connections with real estate agents, house buyers, sellers, and owners.

To help Americans discover, maintain, and afford their dream homes, Unified Home Loans is delighted to have assisted in financing thousands of loans. They provide a wide selection of financing solutions at competitive rates to meet your financial and mortgage demands. Call them right away if you want to work with the best mortgage broker, and find out how they can make your upcoming home buy or refinance a pleasurable process. Call them right away for a complimentary 5-minute consultation.


Roseville provides a wide range of services and attractions to its citizens. The city has something for everyone, from its lovely outdoor spaces to its many top-notch employers and schools. It’s a fantastic spot to start a family or advance your profession.

Make sure to get in touch with Reliance Financial if you’re interested in purchasing a new home or thinking about refinancing your existing one. And through our 18 years of experience and knowledge, we can get you the best deal possible.  To learn more about our services and how we can help you save money on your next mortgage, get in touch with Reliance Financial right away. Our email address is sales@reliancefinancial.com.