Mortgage Broker Oakland – Oakland is making a name for itself as an up-and-coming city in the Bay Area. Named after the many Oak trees that adorn the city, Oakland has multiple parks and attractions that make it a wonderful place to live. There are plenty of job opportunities, diverse cultures, and activities, and the cost of living is relatively low compared to other cities in its vicinity. To learn more about this wonderful city and mortgage broker Oakland, continue reading!
Interesting Facts About Oakland
- The weather in Oakland is typically mild, with average temperatures ranging from the low 50s to the high 70s. The city does experience some rain, but it’s rare that it rains for an extended period of time. This makes the city perfect for those who love sunny days.
- Oakland is a great place to enjoy outdoor activities. The city has parks including Lake Merritt and Joaquin Miller Park, which offer wonderful hiking and biking trails. Oakland has a thriving arts scene, which is evident in the many murals that can be found throughout the city. There are also several music venues and theatres in Oakland that host performances throughout the year.
- Oakland is a wonderfully diverse city with a rich culture that offers something for everyone. There are numerous cultural attractions and events, as well as a wide variety of restaurants representing different cultures. The city is also home to many artists, and there is a growing art scene. The city also features a variety of shopping malls, theatres, and city squares, which entertain the residents of Oakland.
- Oakland is a great place to raise a family, and there are several schools in the area that offer excellent education options. The public schools in Oakland are highly ranked, and there are also several private schools in the city. If you’re looking for a great education for your children, Oakland is a great place to consider moving to. The Oakland Zoo is a great place to take your kids for a day of fun. The zoo has over 1,000 animals on display, as well as interactive exhibits and play areas. The city has various science museums that exhibit astronomy, physics, chemistry, and more. It’s the perfect place for kids who love learning about science.
Perks Of Moving Into Oakland
- There are many perks to living in Oakland that attract people from all walks of life. One great perk of Oakland is the abundance of entertainment options. There are several museums, live music venues, and theatres located throughout the city. In addition, Oakland is rich in culture and boasts numerous festivals and events throughout the year. The food scene in Oakland is also diverse and vibrant, with something to suit everyone’s taste.
- The weather in Oakland is another big draw, as the city enjoys mild temperatures year-round. Finally, Oakland offers many great amenities, such as parks, libraries, and recreation centers. There are also plenty of popular places to visit nearby, such as San Francisco and Napa Valley. Plus, there are plenty of great amenities in Oakland, from world-class museums to top-notch schools.
- Oakland’s strong economy is another reason why it’s such a great place to live. The city has plenty of job opportunities, with a wide range of industries represented. Oakland is also home to some top-notch companies, like Kaiser Permanente and The Clorox. The types of jobs in Oakland vary widely, with something to suit everyone.
- The city has a strong representation of the service industry, but there are also plenty of jobs in other industries, like technology and healthcare. Oakland also provides its residents public transport, making it easy to move around the city. There’s no doubt about it: moving to Oakland is a great decision.
Real Estate Trends
- Local Median Home Price: The local median home price, according to realtor.com, is $795,00, which is a lot less compared to the cities neighboring Oakland.
- Number of Homes Sold: In accordance with Redfin, the city of Oakland sold 242 homes in October 2022, which is a 30% drop year-over-year.
- Median Days on Market: An average home in Oakland stays on the market for 23 days. This rate has increased by 9 days year-over-year.
- Number of New Homes on Sale: According to Zillow, there are 809 new agent listings for new homes on sale in Oakland as of November 2022.
Top Mortgage Companies in Oakland
1. Reliance Financial
At Reliance Financial, we understand that taking out a mortgage is a big decision. That’s why we strive to provide our customers with the best possible experience by offering low rates and costs, fast processing, and transparent quotes. Our sales team is also available to provide personalized guidance throughout the loan process. We know that your time is valuable, so we’ve made it easy to get started from anywhere at any time.
Check out our rate quote feature to see how we can help you save on your next mortgage. To learn more about buying your dream home in Oakland, contact us at: sales@reliancefinancial.com
2. Guild Mortgage Company
At Guild, they pride themselves on their customer-centric approach. They understand that each borrower has unique needs, and they work hard to tailor each loan correctly. They also believe in doing what’s right for their customers, employees, and community. With years of experience in the industry, they have a proven track record of closing on time and paying attention to the details. And, because they are committed to supporting sustainable homeownership, they are active in communities across the country.
3. Sterling Bank
Sterling Bank & Trust has been a trusted fixture in neighborhoods across the Bay Area and beyond since 1984. Their customers have always been able to count on them for highly competitive deposit rates, innovative loan products, and outstanding personal service. In fact, it’s that personal touch that has kept their customers coming back to them generation after generation.
They know they can stop by any of their branches and be treated like family. As they head into their next chapter, they’re committed to continuing to provide the same level of service and expertise that their customers have come to expect from them.
4. Zions Bank
Zions Bancorporation is a regional bank holding company. This bank is a division of Zions Bancorporation, operates full-service banking offices in 10 Western and Southwestern states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah and Washington. The company was founded in 1873 and has been serving the communities of the Intermountain West for more than 140 years.
Zions offers a wide range of traditional banking services and investment services nationwide. The company is also a leader in providing electronic banking services. Headquartered in Salt Lake City, Utah, Zions Bancorporation has over 11 thousand employees.
5. California Real Estate Finance
They have been in the business of helping people save money on their mortgage for over a decade now. In that time, they have created countless loan programs which have benefited consumers all over the country. The most popular program that they developed is the NO-COST loan. This loan program has been adopted by almost all lending institutions and has saved consumers substantial sums of money.
Educating consumers is what they pride themselves on the most. By explaining how different types of mortgages work, how different cost structures can work to the consumer’s advantage, which loan is best for the consumer’s current needs and most importantly how to maximize and use their hard earned dollars for their future, they feel that they are making a difference in people’s lives.
Conclusion
Many people relocate to Oakland for lots of reasons. Oakland is a great city with plenty of entertainment and culture to offer. There are plenty of things to do in Oakland, no matter what your interests are. For foodies, there are world-renowned restaurants, for theater lovers, the Bay Area are home to some of the best companies in the country, including the American Conservatory Theater and Berkeley Repertory Theatre.
Plus, there are attractions like Lake Merritt and Jack London Square. There are also plenty of job opportunities. Oakland also represents the classic California weather, making it a desirable place to live. Lastly, Oakland is affordable compared to other major cities in the US. All these factors make buying a home in Oakland a wise decision.
If you are looking for a mortgage company in Oakland, contact Reliance Financial. We are the best in the business and have been helping Bay Area homeowners achieve their dreams for over 20 years. We offer a variety of loan programs for first-time homebuyers, as well as competitive rates for refinancing. Our experienced team of mortgage specialists will work with you to find the best possible solution for your individual needs.
We pride ourselves on providing outstanding customer service and closed hundreds of loans each year. Contact us today to get started on your home buying journey! sales@reliancefinancial.com
