DISCLAIMER

Loan Assumptions for Refinance Transactions

Rates are updated daily.  However, rates can change several times a day, so we make sure you have the latest rate by calling us at 888-973-5346.

On Loan Amounts up to $625,000

15 & 30 Year Fixed – First Mortgage Loan

These rates are only available for properties located in California. Disclosed rate assumes a rate and term refinance of an owner-occupied single-family residence in California of a loan amount from $400,000 to the maximum conforming loan limit amount in the property’s county. Minimum 760 FICO score, 60% loan to value with no subordinate debt and/or solar liens. If these factors are not met, you may still qualify for a loan but higher interest rates and closing costs may apply. Reliance Financial will pay non-recurring closing costs not including prepaid interest, taxes, insurance, mortgage insurance or lender payoff fees. Sample payment does not include taxes, insurance or assessments. Your actual payment obligation may be higher. Not all applicants will be approved. Advertised rate and APR are subject to change without notice. By refinancing the existing loan, the total finance charges may be higher over the life of the loan. Subject to underwriting approval.

On Loan Amounts between $625,000 and $822,375

15 & 30 Year Fixed – First Mortgage Loan

These rates are only available for properties located in California. Disclosed rate assumes a rate and term refinance of an owner-occupied single-family residence in California of a loan amount from $600,000 to the maximum conforming loan limit amount in the property’s county. Minimum 760 FICO score, 60% loan to value with no subordinate debt and/or solar liens. If these factors are not met, you may still qualify for a loan but higher interest rates and closing costs may apply. Reliance Financial will pay non-recurring closing costs not including prepaid interest, taxes, insurance, mortgage insurance or lender payoff fees. Sample payment does not include taxes, insurance or assessments. Your actual payment obligation may be higher. Not all applicants will be approved. Advertised rate and APR are subject to change without notice. By refinancing the existing loan, the total finance charges may be higher over the life of the loan. Subject to underwriting approval.

On Loan Amounts between $822,375 and up to $2,000,000

15 & 30 Year Fixed – First Mortgage Loan

These rates are only available for properties located in California. Disclosed rate assumes a rate and term refinance of an owner-occupied single-family residence in California of a loan amount of $1,000,000. Minimum 760 FICO score, 60% loan to value with no subordinate debt and/or solar liens. If these factors are not met, you may still qualify for a loan but higher interest rates and closing costs may apply. Reliance Financial will pay non-recurring closing costs not including prepaid interest, taxes, insurance, mortgage insurance or lender payoff fees. Sample payment does not include taxes, insurance or assessments. Your actual payment obligation may be higher. Not all applicants will be approved. Advertised rate and APR are subject to change without notice. By refinancing the existing loan, the total finance charges may be higher over the life of the loan. Subject to underwriting approval.