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Mortgage Lending Company Long Beach CA

Mortgage Lending Company in Long Beach CA

Mortgage Lending Company Long Beach CA – Long Beach is more than just a California coastal treasure; it also offers a thriving food and shopping district, vibrant nightlife, and lots of indoor and outdoor activities. The city, which has a population of approximately 500,000, offers its residents a welcoming small-town atmosphere with urban amenities. If you’re moving to Long Beach and are looking for a nice area to live, this guide will walk you through the lovely city as well as Mortgage Lending Company Long Beach CA.

Getting to Know Long Beach

  • The weather in Long Beach consists of wonderfully warm summers and mild winters, much like the rest of SoCal. This is a major factor that attracts so many people to this idyllic city, especially those who like harsher seasons.
  • Long Beach is a well-known shipping port in southern California and a seaside city that is 20 miles south of the heart of Los Angeles. The sixth-largest city in California, Long Beach is popular for its several well-liked attractions close to the waterfront, including the Aquarium of the Pacific, Shoreline Aquatic Park, and the Long Beach Convention Center.
  • There are numerous pubs, eateries, and coffee shops in the city. Long Beach has a large population of families and young professionals, and it also happens to possess the state’s top-rated educational system.
  • This location is Famous as Long Beach for a reason. Because of the city’s abundance of beautiful beaches, Long Beach was chosen as its new name in place of its previous one, Wilmore City. You can quickly locate and visit a beach no matter where you are in the city. The most popular ones include Alamitos Beach, Sunset Beach, Seal Beach, etc.
  • Long Beach’s parks and recreation are extraordinary, with miles of trails and green spaces. Hilltop Park, Bixby Park, and El Dorado East Regional Park are just a few of the frequented parks in the city.
  • The city’s thriving economy means there are plenty of career prospects for locals. No matter what your abilities are, the city is likely to have a job for you. The city is home to a number of significant industries such as aviation, healthcare, finance, and tourism. As a result, the career prospects are very good.

Real Estate & Housing Trends in Long Beach CA

  • Active Home Listings: In Long Beach, California, there are presently 85 brand-new houses for sale and 827 active home listings. 
  • Median Price: Homes in Long Beach were selling for a median price of $749,999 in July 2022, down from $839,000 in 2021. Meanwhile, the median list price for condos and townhomes in Long Beach, California was $535,000, up from $379,999 in 2021.
  •  Average List Price: In July 2022, the average list price of single-family homes in the city was $850,000, down from $1,200,000 in 2021. 
  • Days on Market: Homes in Long Beach typically sell after 43 days on the market. 
  • Seller’s Market: It is currently a seller’s market in Long Beach, which means that there are more potential buyers than there are houses on the market.
  • List Price Per Square Foot: The average list price per square foot in Long Beach is $607 in July 2022.

Top Mortgage Brokers in Long Beach, California

Whether you’re purchasing, refinancing, or building your ideal house, the mortgage company that you choose to work with can make all the difference in how smoothly and timely the process goes for you. Given how rapidly market dynamics and mortgage programs can change, you need to make sure you’re working with top experts who can provide you with prompt and accurate financial guidance. To help you, we have compiled a list of the top mortgage lenders and brokers in Long Beach, California:

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1. Reliance Financial

Reliance Financial is one of the most reputed mortgage lending companies in Long Beach California. We offer knowledgeable guidance and mortgage lending solutions to current and prospective homeowners. Our company offers a variety of mortgage programs with minimal down payment requirements, flexible underwriting guidelines, and highly competitive interest rates. Each of these characteristics is designed to lower the cost of your mortgage loan. Whether you are self-employed, retired, or wage earner, whether you are a first-time home buyer or repeat homebuyer, we have you covered for all of your home loan needs.  

While Reliance Financial has been in business for over 18 years, our most seaonsoned loan officers have experience of over 24 years. We have the necessary expertise as a full-service mortgage lending company to offer you a variety of mortgage options. Our main objective is to help you make the best decision for you and your family while providing you transparency and convenience. We are dedicated to giving our customers a service experience that goes above and beyond your expectations.  If you have having difficulty understanding your loan options, or would simple like a second opinion or rate quote, we are ready and excited to serve you. 

Email: sales@reliancefinancial.com

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02:48 17 Jun 23
Scott Wise and his team at Reliance Financial, Dublin, CA, achieved a smooth, 9-day close for the purchase of a SFR on 6/13/2023. His professionalism and customer care are exemplary and his encyclopedic knowledge of the lending process [a DSCR loan, in this case] was key to this transaction's success. Mr. Wise is a "doer" and represents the best in the lending and real estate industries. INCLUDE him in YOUR team. RECOMMENDED! - SW
Caroline YehCaroline Yeh
03:47 19 Apr 23
Last year I purchased a home and Reliance Financial Mortgage was instrumental in helping me through the process. Lucky Sandhu, and the team at Reliance Financial Mortgage made it easy and stress-free. They were always available to answer my questions and they were patient and understanding as I navigated the process.I was particularly impressed with the level of communication from the team at Reliance Financial Mortgage. They kept me updated on my loan status every step of the way and they were always available to answer my questions.I would highly recommend Reliance Financial Mortgage to anyone who is looking to buy a home. They are a great team of professionals who will make the home buying process as easy and stress-free as possible.I would not hesitate to use Reliance Financial Mortgage again if I ever need to buy a home in the future. Thanks Lucky and team for all your support and help!
Parth PatelParth Patel
23:56 03 Apr 23
When it comes to our mortgage lending needs there is no other place we will go to other than Reliance Financial. As first-time homebuyers, we needed a lot of guidance and an honest approach to addressing our questions and needs. Lucky and his team did an excellent job on making sure we felt comfortable and relaxed from start-to-finish. I recommend Lucky and his team to all homebuyers, especially first-time homebuyers! This is a team you can trust and count-upon.
Ninderjit SandhuNinderjit Sandhu
00:54 08 Dec 22
As a real estate agent, I have trusted Lucky and his team for several transactions including my own home purchase and refinance. The entire Reliance Financial team works like a family to help guide my customers with the best loan options for them including helping answer their questions on qualification. Several of my customers are self-employed and they require additional hand holding. Lucky and his team are always there to guide them properly and patiently and ensure the best outcomes for my homebuyers. When it comes to mortgage lending, I deeply trust Lucky and Team Reliance Financial to take of my customers.
Phillip ApleyPhillip Apley
23:52 19 Oct 22
Well let me start by saying that buying a home was one of the most stressful things I've ever done lol. However Scott Wise from Reliance Financial did as much as humanly possible to alleviate it! We were approved by 2 other lenders first, and both of these lenders didn't do their due diligence and would have cost us some serious money had we gone with them. But Scott from day 1 was thorough and transparent. He would break things down visually and explain things. He would search for the best options for us and ultimately delivered on EVERYTHING he said he would! He was very patient with me and answered all questions or concerns as soon as any came up. I can't recommend him enough!! Go with someone you can trust. If you don't believe me go ahead and get some numbers from others and then bring them to Scott and watch him beat them substantially!
Cecilia ApleyCecilia Apley
17:52 11 Oct 22
Reliance Financial exceeded our expectations as first time home buyers! Scott Wise worked deliberately to help us find the perfect mortgage loan for me and my family. He found us the best rate and was transparent since our initial conversation. He was so knowledgeable of the options that we had and showed us numbers with no hesitation. His ability to break it down and explain the different loans, rates etc. provided us with peace of mind. We knew we had made the best decision as he and the team guided us through the process. We will for sure be using them for any future need and highly recommend you do so as well!
Michael CastiglioneMichael Castiglione
20:50 09 Aug 22
Lucky and the team at Reliance Financial have absolutely mastered the entire mortgage process from start to finish, making it beyond easy to obtain a mortgage. They provide blazing speed with loan approvals within hours and reach clear to close consistently in two weeks. It's because of their focus on the client experience that makes every client feel special and comfortable working with them. I cannot say enough good things about Reliance Financial!
Jaya GuptaJaya Gupta
05:25 01 Apr 22
Excellent experience and amazing customer serviceWe worked with Lucky Sandhu on an investment real estate deal. He is very knowledgeable, transparent and a pleasure to work with. He takes the time to educate and answers any and all your questions. He helped us find the best rates and made sure that he personally guided us through the process.He also has an excellent and very responsive team. They were always on top of all the items and made sure that the appraisal and closing happened before time, even though we had a very tight deadline! Any time we had questions, we got a response immediately from them.They will be our go to partners going forward. Highly recommend Lucky and his team!
Munir SayaniMunir Sayani
22:52 30 Mar 22
RelFin team were amazing to work with! The process as a first time homebuyer can be difficult to navigate but Lucky, Katrina and team did an great job in making the process transparent and easy to understand! All the while being quick to respond and going the extra mile! They provided unbeatable rates and were patient in helping me come to a decision I was comfortable with. I am very happy that I got a chance to work with RelFin and would definitely recommend them!
Manaswini KoustubhManaswini Koustubh
17:35 22 Oct 21
Excellent service by Reliance FinancialWe had an amazing experience working with Lucky and his team at Reliance Financial for our mortgage loan on our new home! Being first time home buyers in the US, we had a lot of questions and concerns, Lucky explained us all the steps in detail and helped us make an informed decision, that made us close our deal on time. They are very good both with emails and are always available to work on our requests. It wouldn't have been a smooth sail with our new place if it was not for Lucky and his fantastic team. Thank you Reliance Financial. Highly recommend this team to anyone currently browsing for mortgage financing!!
Sidak SandhuSidak Sandhu
05:22 29 Nov 18
I have worked with Lucky Sandhu on several real estate deals, both personal and investment (in State and out of State) over several years. He has always been very professional, knowledgeable and just a good person to work with. He takes the time to educate you and answers all your questions. My main take away from dealing with Lucky is, he does not over promise and under deliver. We have always had a candid honest discussion on various topics around real estate. He has been a great partner in helping us build our real estate portfolio. Thinking back, we could not have purchased our first home without Lucky's personal help and guidance.He is a CPA, who has graduated from one of the best universities in the world with an extensive network in the Bay Area. He thinks like a business man and is genuine, humble and overall very passionate and knowledge about the real estate field. Highly recommended.
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2. Long Beach Home Loans

A family-run mortgage lending business, Long Beach Home Loan is fully aware that every client is different. In turn, this company uses their individualized services to make the mortgage loan application procedure simpler for you. To offer customers the minimum and most reasonable interest rates possible, their amiable loan officers are attentive in keeping themselves informed of recent market trends. After all, the constantly fluctuating market makes it especially critical to consult someone who keeps the most current information in mind when guiding you through the mortgage process. When it comes to this company, you can be confident that you have the greatest team on your side. They really make your financial well-being their top priority.

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3. Surfside Mortgage

Surfside Mortgage is a licensed mortgage company that has been serving the Long Beach metro area diligently.  The company helps clients select the best lending plans for their various needs. FHA home loans, interest-only loans, hybrid ARMs, adjustable-rate mortgages, fixed-rate mortgages, and VA loans are all provided by Surfside Mortgage. They emphasis on teaching its clients about the features of each loan in order to better distinguish them. Moreover, their industrial knowledge is key to help you making the best decision for your financial situation.

4. Mason Mortgage

Long Beach and its surrounding areas are served by a brokerage known as Mason Mortgage Services. They provide a range of mortgage rate alternatives, including graded payments, interest-only mortgages, fixed-rate mortgages, and adjustable-rate mortgages. Additionally, they include jumbo loans, VA, USDA rural development, and FHA home loan alternatives. Additionally, customers can benefit from refinancing plans offered by Mason Mortgage Services. They can ask to reduce their interest rates, speed up the repayment of their mortgage, or consolidate their debt. The company is overall a very economical option for residents.

5. New American Funding

New American Funding is in the category of solid options for Long Beach residents . They offer knowledgeable advice and mortgage lending services to current and prospective homeowners. They are extremely passionate about assisting homebuyers in the Long Beach area and around the nation. From loan origination through funding, their devoted staff is honored to provide dependable mortgage services to the residents of Long Beach, California.

Conclusion:

The city of Long Beach is a dream to live in. The beaches, the parks, the schools, the weather, the sound employment opportunities make it an incredibly alluring destination. If you’re thinking of moving there, Reliance Financial is your best partner at securing the lowest rates possible. Moreover, we help you navigating the notoriously complex mortgage process.

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Our ultimate objective is to establish long-lasting connections with each of our clients. Thus, we tend to offer fantastic mortgage services to you, your extended family and friends for many years to come. Get started on securing your dream home keys by calling us today.