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Mortgage Brokers Santa Monica

Mortgage Brokers in Santa Monica

Mortgage Brokers Santa Monica – Santa Monica is a beautiful coastal city in Southern California that offers residents and visitors alike a plethora of activities and attractions. The Santa Monica Pier is a historical landmark and features an amusement park, an aquarium, and many shops and restaurants. Mortgage Brokers Santa Monica are another advantage of moving in the county.

There are also several parks perfect for picnicking, hiking, and biking. Residents of Santa Monica enjoy a Mediterranean climate with year-round sunshine. We’ll be telling you more about why Santa Monica is an amazing place to live and some of the best mortgage dealers.

Hidden Gems of Santa Monica

  • Santa Monica has its own pier and beach! The beaches offer soft sands, warm temperatures, and shop fronts that will keep you entertained for days straight. There are also many restaurants and other attractions near the beaches that you can also enjoy! In addition to the beaches, the city also includes its own pier, the Santa Monica Pier.
  • Pacific Park, an amusement park on the Santa Monica Pier, is an exhilarating and breathtaking site. With many arcade games and thrill rides, Pacific Park offers 12 carnival-style rides! Soar above the sky while flying on the solar powered Ferris wheel, or hurtle down a 44 foot tower towards the pier, or even ride west coast’s only oceanfront roller coaster. Overall, Pacific Park is the place for anyone and everyone.
  • Santa Monica is a shopper’s paradise, as it is a home to the Third Street Promenade. The open mall has many major chain stores, bookshops, and toy stores. There are also many options of outdoor dining in the promenade.
  • If you are more of an outdoor person, not to worry, Santa Monica has many trails and hiking sites for you. Santa Monica also has many different golf courses for you to explore and play in. Adding on, early morning bike rides by the beach is a famous tradition in Santa Monica, as many of the locals are active and love the view.

Perks of Moving to Santa Monica

Santa Monica is a beautiful beach town located just minutes from Los Angeles. The weather is perfect year-round, and the beach is always just a short walk away. In addition to its natural beauty, Santa Monica is also home to a variety of shops, restaurants, and cultural attractions. There is something for everyone in this vibrant community. If you are looking for a place to relax and enjoy the good life, Santa Monica is the perfect choice.

The city benefits from a strong economy and is home to many employment opportunities. Santa Monica is also a safe and secure city, with a low crime rate and excellent transportation options. The city provides services to the Big Blue Bus and the L.A. County Metro for all of its citizens.

The city is served by two major airports (LAX) and (BUR) , making it easy to travel to and from Santa Monica. In addition, Santa Monica is home to 63 colleges and universities, making it an ideal place to live for students and young professionals. The city also offers a variety of recreational activities, including beaches, parks, and museums. As a result, Santa Monica is an attractive option for those looking for a new place to live.

Real Estate Trends

The house market in Santa Monica is reasonable and fair, in contrast to other cities in the area.

  • Median Sales Price- According to Redfin, the median sales price in Santa Monica is $1,488,000, which is a considerable amount compared to other cities nearby.
  • Number of Homes Sold- In 3 years, 59 homes are sold in Santa Monica, which has dropped by 34.4% over the last year.
  • Median Days on Market- A house in Santa Monica usually stays on the market for 40 days, which has dropped by 7 houses over the last year.
  • Number of New homes on Sale- As reported by Realtor.com, there are 356 newly constructed houses in Santa Monica as of September 2022.
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Top Mortgage Brokers in Santa Monica

1. Reliance Financial

At Reliance Financial, we pride ourselves on being able to offer our clients some of the most competitive rates in the industry. We achieve this by working with a select group of lenders who consistently offer low rates and costs. In addition, our continual innovation leads to faster processes, and we are always striving to close our transactions in 21 days or less.

Our rate quote feature allows you access to live rates and loan-related closing fees, so you can be sure that you’re getting the best deal possible. And because our sales team members are all W2 employees, there is no pressure on you – only guidance and support throughout your loan process.

So if you’re looking for a hassle-free mortgage experience with some of the most competitive rates around, Reliance Financial is the right choice for you. Contact us now at: sales@reliancefinancial.com.

02:48 17 Jun 23
Scott Wise and his team at Reliance Financial, Dublin, CA, achieved a smooth, 9-day close for the purchase of a SFR on 6/13/2023. His professionalism and customer care are exemplary and his encyclopedic knowledge of the lending process [a DSCR loan, in this case] was key to this transaction's success. Mr. Wise is a "doer" and represents the best in the lending and real estate industries. INCLUDE him in YOUR team. RECOMMENDED! - SW
Caroline YehCaroline Yeh
03:47 19 Apr 23
Last year I purchased a home and Reliance Financial Mortgage was instrumental in helping me through the process. Lucky Sandhu, and the team at Reliance Financial Mortgage made it easy and stress-free. They were always available to answer my questions and they were patient and understanding as I navigated the process.I was particularly impressed with the level of communication from the team at Reliance Financial Mortgage. They kept me updated on my loan status every step of the way and they were always available to answer my questions.I would highly recommend Reliance Financial Mortgage to anyone who is looking to buy a home. They are a great team of professionals who will make the home buying process as easy and stress-free as possible.I would not hesitate to use Reliance Financial Mortgage again if I ever need to buy a home in the future. Thanks Lucky and team for all your support and help!
Parth PatelParth Patel
23:56 03 Apr 23
When it comes to our mortgage lending needs there is no other place we will go to other than Reliance Financial. As first-time homebuyers, we needed a lot of guidance and an honest approach to addressing our questions and needs. Lucky and his team did an excellent job on making sure we felt comfortable and relaxed from start-to-finish. I recommend Lucky and his team to all homebuyers, especially first-time homebuyers! This is a team you can trust and count-upon.
Ninderjit SandhuNinderjit Sandhu
00:54 08 Dec 22
As a real estate agent, I have trusted Lucky and his team for several transactions including my own home purchase and refinance. The entire Reliance Financial team works like a family to help guide my customers with the best loan options for them including helping answer their questions on qualification. Several of my customers are self-employed and they require additional hand holding. Lucky and his team are always there to guide them properly and patiently and ensure the best outcomes for my homebuyers. When it comes to mortgage lending, I deeply trust Lucky and Team Reliance Financial to take of my customers.
Phillip ApleyPhillip Apley
23:52 19 Oct 22
Well let me start by saying that buying a home was one of the most stressful things I've ever done lol. However Scott Wise from Reliance Financial did as much as humanly possible to alleviate it! We were approved by 2 other lenders first, and both of these lenders didn't do their due diligence and would have cost us some serious money had we gone with them. But Scott from day 1 was thorough and transparent. He would break things down visually and explain things. He would search for the best options for us and ultimately delivered on EVERYTHING he said he would! He was very patient with me and answered all questions or concerns as soon as any came up. I can't recommend him enough!! Go with someone you can trust. If you don't believe me go ahead and get some numbers from others and then bring them to Scott and watch him beat them substantially!
Cecilia ApleyCecilia Apley
17:52 11 Oct 22
Reliance Financial exceeded our expectations as first time home buyers! Scott Wise worked deliberately to help us find the perfect mortgage loan for me and my family. He found us the best rate and was transparent since our initial conversation. He was so knowledgeable of the options that we had and showed us numbers with no hesitation. His ability to break it down and explain the different loans, rates etc. provided us with peace of mind. We knew we had made the best decision as he and the team guided us through the process. We will for sure be using them for any future need and highly recommend you do so as well!
Michael CastiglioneMichael Castiglione
20:50 09 Aug 22
Lucky and the team at Reliance Financial have absolutely mastered the entire mortgage process from start to finish, making it beyond easy to obtain a mortgage. They provide blazing speed with loan approvals within hours and reach clear to close consistently in two weeks. It's because of their focus on the client experience that makes every client feel special and comfortable working with them. I cannot say enough good things about Reliance Financial!
Jaya GuptaJaya Gupta
05:25 01 Apr 22
Excellent experience and amazing customer serviceWe worked with Lucky Sandhu on an investment real estate deal. He is very knowledgeable, transparent and a pleasure to work with. He takes the time to educate and answers any and all your questions. He helped us find the best rates and made sure that he personally guided us through the process.He also has an excellent and very responsive team. They were always on top of all the items and made sure that the appraisal and closing happened before time, even though we had a very tight deadline! Any time we had questions, we got a response immediately from them.They will be our go to partners going forward. Highly recommend Lucky and his team!
Munir SayaniMunir Sayani
22:52 30 Mar 22
RelFin team were amazing to work with! The process as a first time homebuyer can be difficult to navigate but Lucky, Katrina and team did an great job in making the process transparent and easy to understand! All the while being quick to respond and going the extra mile! They provided unbeatable rates and were patient in helping me come to a decision I was comfortable with. I am very happy that I got a chance to work with RelFin and would definitely recommend them!
Manaswini KoustubhManaswini Koustubh
17:35 22 Oct 21
Excellent service by Reliance FinancialWe had an amazing experience working with Lucky and his team at Reliance Financial for our mortgage loan on our new home! Being first time home buyers in the US, we had a lot of questions and concerns, Lucky explained us all the steps in detail and helped us make an informed decision, that made us close our deal on time. They are very good both with emails and are always available to work on our requests. It wouldn't have been a smooth sail with our new place if it was not for Lucky and his fantastic team. Thank you Reliance Financial. Highly recommend this team to anyone currently browsing for mortgage financing!!
Sidak SandhuSidak Sandhu
05:22 29 Nov 18
I have worked with Lucky Sandhu on several real estate deals, both personal and investment (in State and out of State) over several years. He has always been very professional, knowledgeable and just a good person to work with. He takes the time to educate you and answers all your questions. My main take away from dealing with Lucky is, he does not over promise and under deliver. We have always had a candid honest discussion on various topics around real estate. He has been a great partner in helping us build our real estate portfolio. Thinking back, we could not have purchased our first home without Lucky's personal help and guidance.He is a CPA, who has graduated from one of the best universities in the world with an extensive network in the Bay Area. He thinks like a business man and is genuine, humble and overall very passionate and knowledge about the real estate field. Highly recommended.

2. Cornerstone Home Lending

At Cornerstone Lending, they are committed to being the best home lender in the nation in terms of customer satisfaction, on-time closings, team member retention and reputation among our peers. They believe that with hard work, a passionate commitment to excellence, and persistence without exception, they can collectively accomplish something extraordinary that could not have been done individually.

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They are dedicated to attracting and retaining the highest quality people and empowering them through communication, training, and guidance.

3. Evoque Lending

At Evoque Lending, they understand that everyone has different financial goals and objectives. That’s why they strive to provide all of our clients with impeccable service. They’ll work with you to determine the best options for your specific situation, and their industry knowledge and integrity will ensure that you’re always getting the very best advice.

Whether you’re looking to purchase a new home, refinance your existing mortgage, or consolidate your debt, they’ll do everything they can to help you achieve your goals.

4. Financial Compound

At the Financial Compound, they pride themselves on their work ethic, attention to detail, and passion for the business. They believe that their commitment to customer service minimizes the clients’ involvement with processing and paperwork, and has helped them enjoy a strong client retention ratio in the commercial loan broker arena.

Their commitment begins by carefully analyzing the client’s needs and the characteristics of each transaction. They often structure a creative solution derived from their extensive knowledge of the market and lenders’ appetite for different types of transactions.

5. Golden 1 Credit Union

At Golden 1, they’re focusing to providing their members with the highest level of service and support. They know that finding the right home loan is a key part of your financial plan, and they’re here to help you every step of the way. With their experienced Home Loan Advisors by your side, you can embark on your journey with confidence, knowing that you’re in good hands.

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They’ll empower you with the knowledge and guidance you need to choose the right home loan for your situation and goals, so you can move forward with your plans with peace of mind.


Santa Monica is a beautiful seaside city located in Southern California. It is known for its stunning beaches, excellent shopping, and vibrant nightlife. The city also has a strong community feel, and residents enjoy a high quality of life. There are also plenty of things to do in Santa Monica! You can enjoy the beautiful beaches, go shopping at one of the many excellent stores, or experience the vibrant nightlife.

There is also a strong community feel in the city, and residents enjoy a high quality of life. If you’re looking for a place to call home that offers plenty of amenities and activities, Santa Monica is a great choice. If you’re looking for a great mortgage brokers in Santa Monica, look no further than Reliance Financial. We offer competitive rates and outstanding customer service.

Along with that, we also deliver low costs and rates. We want to make sure that you have the best experience buying a dream home in Santa Monica, and we believe that we can provide you many additional necessities that other mortgage brokers won’t be able to offer, such as speed, as we do try to close our transactions in 21 days. Contact us now at: sales@reliancefinancial.com to learn more about what they can do for you.